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Chase Freedom Unlimited® vs The New United℠ Explorer Card
This comparison aims to help users decide between the Chase Freedom Unlimited® and The New United℠ Explorer Card. Both cards offer unique benefits tailored to different spending habits and preferences.
Card Overviews
Chase Freedom Unlimited®
The Chase Freedom Unlimited® is designed for users who seek a straightforward cash back rewards structure without the hassle of an annual fee. It offers a generous bonus for new cardholders and rewarding rates on various spending categories, making it ideal for everyday purchases.
The New United℠ Explorer Card
The New United℠ Explorer Card is geared towards travelers, particularly those who frequently fly with United Airlines. With its attractive debut offer and travel-oriented benefits, this card is perfect for those looking to maximize their travel rewards and enjoy perks like priority boarding and free checked bags.
Detailed Feature Comparison
| Feature | Chase Freedom Unlimited® | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | $0 | $0 Intro Annual Fee for the First Year, then $150 |
| Welcome Bonus | Earn a $250 Bonus after you spend $500 in the first 3 months | Earn 80,000 bonus miles after you spend $3,000 in the first 3 months |
| Rewards Structure | 5% on travel through Chase Travel, 3% on drugstores and dining, 1.5% on all other purchases | 2x miles on United purchases, dining, and hotel stays; 1x on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None | None |
| Additional Benefits | Cash back rewards do not expire; Chase Credit Journey for credit monitoring | Priority boarding, free checked bag, Global Entry fee credit, and more |
Rewards Highlights
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
Pros and Cons
Chase Freedom Unlimited®
- Pros:
- No annual fee
- Generous cash back rewards across multiple categories
- Easy redemption options
- Cash back rewards do not expire
- Cons:
- Lower rewards on non-bonus categories compared to some travel cards
The New United℠ Explorer Card
- Pros:
- Strong welcome bonus for travelers
- Travel perks like priority boarding and free checked bags
- Rewards with United Airlines are particularly valuable for frequent flyers
- Cons:
- Annual fee after the first year
- Limited to United Airlines for maximizing rewards
Who Should Consider Which Card?
- Consider the Chase Freedom Unlimited® if:
- You prefer cash back rewards with no annual fee
- Your spending is spread across various categories including travel, dining, and drugstores
- Consider The New United℠ Explorer Card if:
- You frequently fly with United Airlines
- You value travel perks such as free checked bags and priority boarding
- Your spending mainly focuses on travel and dining
Conclusion
In summary, both the Chase Freedom Unlimited® and The New United℠ Explorer Card have their unique advantages. Users should evaluate their individual needs, spending patterns, and preferences to make the best choice for their financial goals.