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Chase Sapphire Preferred® Card vs Delta SkyMiles® Gold American Express Card
This comparison aims to assist users in making an informed decision between the Chase Sapphire Preferred® Card and the Delta SkyMiles® Gold American Express Card. Both cards offer unique benefits tailored to different spending habits and travel preferences.
Card Overviews
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is designed for travelers who seek to maximize their rewards on travel and dining. With a strong rewards structure, this card is ideal for those who frequently book travel through Chase or enjoy dining out.
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card is perfect for Delta Airlines frequent flyers. It offers a comprehensive range of benefits that cater specifically to Delta travelers, including free checked bags and discounts on award travel.
Detailed Feature Comparison
| Feature | Chase Sapphire Preferred® Card | Delta SkyMiles® Gold American Express Card |
|---|---|---|
| Annual Fee | $95 | $0 introductory annual fee for the first year, then $150 |
| Welcome Bonus | Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months | Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases in the first 6 months |
| Rewards Structure |
|
|
| Foreign Transaction Fee | None | None |
| Other Fees | Various fees for late payments, cash advances, etc. | Various fees for late payments, cash advances, etc. |
| Additional Benefits |
|
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Rewards Highlights
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets, and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
Pros and Cons
Chase Sapphire Preferred® Card
- Pros:
- High rewards on travel and dining.
- Strong travel protections and insurance benefits.
- Flexible redemption options through Chase Travel.
- Cons:
- Annual fee after the first year.
- Higher spending requirement for the welcome bonus.
Delta SkyMiles® Gold American Express Card
- Pros:
- Free checked bags on Delta flights.
- Lower annual fee and introductory offer.
- Additional savings on Delta flights with miles.
- Cons:
- Less versatile rewards outside of Delta purchases.
- Annual fee after the first year.
Who Should Consider Which Card?
- Chase Sapphire Preferred® Card: Ideal for travelers who frequently book travel through Chase and want to earn rewards on a wide variety of purchases, especially in dining and travel.
- Delta SkyMiles® Gold American Express Card: Best for Delta Airlines frequent flyers who want to maximize their travel benefits with Delta, such as free checked bags and priority boarding.
Conclusion
Choosing between the Chase Sapphire Preferred® Card and the Delta SkyMiles® Gold American Express Card ultimately depends on your individual needs and spending patterns. Consider how often you travel, where you like to spend your money, and what benefits are most valuable to you.