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Chase Sapphire Preferred® Card vs The World of Hyatt Credit Card
This comparison aims to assist users in deciding between the Chase Sapphire Preferred® Card and the The World of Hyatt Credit Card. Both cards offer unique benefits and rewards tailored to different spending habits and travel preferences.
Card Overviews
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is designed for travelers seeking flexibility and value in their rewards. With a robust points system and travel-related benefits, it caters to those who frequently travel and dine out.
The World of Hyatt Credit Card
The The World of Hyatt Credit Card is tailored for loyal Hyatt customers and frequent travelers. It provides significant rewards for Hyatt stays and offers perks like complimentary status and free night certificates, making it ideal for those who prioritize hotel loyalty.
Detailed Feature Comparison
| Feature | Chase Sapphire Preferred® Card | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $95 | $95 |
| Welcome Bonus | 100,000 points after spending $5,000 in the first 3 months | Up to 60,000 points: 30,000 after $3,000 in 3 months, plus up to 30,000 more with 2 points per $1 on $15,000 spent |
| Rewards Structure | 5x on travel through Chase Travel, 3x on dining, 2x on other travel, 1x on all other purchases | Up to 9 points total for Hyatt stays, 2 points per $1 at restaurants, airlines, transit, and gyms |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Travel insurance, $50 Annual Hotel Credit, DashPass access | Complimentary Discoverist status, free night after anniversary, tier night credits |
Rewards Highlights
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Pros and Cons
Chase Sapphire Preferred® Card
- Pros:
- High welcome bonus potential
- Flexible travel rewards
- Comprehensive travel insurance
- Cons:
- Annual fee may be high for infrequent travelers
- Points value is higher when redeeming through Chase Travel
The World of Hyatt Credit Card
- Pros:
- Great rewards structure for Hyatt stays
- Free annual night certificate
- Complimentary Discoverist status
- Cons:
- Limited rewards outside Hyatt purchases
- Annual fee may not justify benefits for non-Hyatt loyalists
Who Should Consider Which Card?
- Chase Sapphire Preferred® Card: Ideal for travelers who frequently book travel through Chase and value flexible point redemption options.
- The World of Hyatt Credit Card: Best suited for those who are loyal to Hyatt and want to maximize benefits at Hyatt hotels and resorts.
Conclusion
Ultimately, the choice between the Chase Sapphire Preferred® Card and The World of Hyatt Credit Card should be based on your individual spending habits, travel preferences, and loyalty to hotel brands. Consider how often you travel, where you stay, and what benefits matter most to you when making your decision.