Delta SkyMiles® Blue American Express Card vs IHG One Rewards Premier Credit Card

This comparison aims to help you decide between the Delta SkyMiles® Blue American Express Card and the IHG One Rewards Premier Credit Card. Both cards offer unique rewards and benefits tailored to different spending habits and travel preferences.

Card Overviews

Delta SkyMiles® Blue American Express Card

The Delta SkyMiles® Blue American Express Card is designed for frequent travelers, particularly those who fly with Delta Airlines. With no annual fee, this card offers attractive benefits for earning miles on Delta purchases and dining, making it ideal for those who prioritize air travel rewards.

IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Credit Card is perfect for hotel enthusiasts, especially those who frequently stay at IHG hotels. With a modest annual fee, this card offers substantial rewards for hotel stays and additional perks like free nights and elite status, catering to users who prefer hotel loyalty programs.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Blue American Express Card

• Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• Earn 2X Miles per dollar spent on Delta purchases.
• Earn 1X Mile on all other eligible purchases.

IHG One Rewards Premier Credit Card

• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
• Earn 3 points per $1 spent on all other purchases.

Pros and Cons

Delta SkyMiles® Blue American Express Card

• Pros:
  • No annual fee
  • Good rewards on dining and Delta purchases
  • Flexible redemption options with Pay with Miles
• Cons:
  • Lower overall rewards compared to hotel cards
  • Limited to Delta and dining for higher rewards

IHG One Rewards Premier Credit Card

• Pros:
  • Generous welcome bonus
  • Anniversary free night reward
  • Automatic Platinum Elite status
• Cons:
  • Annual fee applies
  • Rewards primarily focused on IHG properties

Who Should Consider Which Card?

The Delta SkyMiles® Blue American Express Card is suitable for travelers who frequently fly with Delta and want to earn miles without an annual fee. In contrast, the IHG One Rewards Premier Credit Card is ideal for those who often stay at IHG hotels and are looking for substantial rewards and benefits tied to their hotel stays.

Conclusion

Ultimately, the choice between the Delta SkyMiles® Blue American Express Card and the IHG One Rewards Premier Credit Card will depend on your individual travel preferences, spending habits, and financial goals. Consider which card aligns better with your lifestyle to maximize your rewards and benefits.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”