Delta SkyMiles® Blue American Express Card vs Ink Business Premier® Credit Card

This comparison aims to help users decide between the Delta SkyMiles® Blue American Express Card and the Ink Business Premier® Credit Card. Both cards cater to different audiences and preferences, making it essential to evaluate their features to find the best fit for your needs.

Card Overviews

Delta SkyMiles® Blue American Express Card

The Delta SkyMiles® Blue American Express Card is designed for travelers who frequently fly with Delta Airlines. With no annual fee and robust earning potential on Delta purchases and dining, this card offers great value for those who prioritize air travel rewards.

Ink Business Premier® Credit Card

The Ink Business Premier® Credit Card is tailored for business owners looking for a flexible cash back option. With a higher annual fee, it provides significant rewards on larger purchases, making it ideal for businesses that frequently spend above $5,000.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Blue American Express Card Rewards

• Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
• Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• Earn 2X Miles per dollar spent on Delta purchases.
• Earn 1X Mile on all other eligible purchases.

Ink Business Premier® Credit Card Rewards

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Unlimited 5% total cash back on travel purchased through Chase Travel℠.
• Unlimited 2.5% total cash back on purchases of $5,000 or more.
• Unlimited 2% cash back on all other business purchases.

Pros and Cons

Delta SkyMiles® Blue American Express Card

• Pros:
• No annual fee.
• Great rewards on Delta purchases and dining.
• Flexible redemption options for travel.
• 20% savings on eligible Delta in-flight purchases.

• Cons:
• Lower overall rewards for non-Delta purchases.
• Limited bonus miles compared to business cards.

Ink Business Premier® Credit Card

• Pros:
• High cash back potential on large purchases.
• Comprehensive travel and purchase protections.
• No foreign transaction fees.
• Employee cards at no additional cost.

• Cons:
• Higher annual fee.
• Requires significant spending to earn the welcome bonus.

Who Should Consider Which Card?

The Delta SkyMiles® Blue American Express Card is ideal for casual travelers and Delta loyalists who prefer a no-annual-fee card with solid earning potential on travel and dining. In contrast, the Ink Business Premier® Credit Card is better suited for business owners who frequently make large purchases and want to maximize cash back rewards while enjoying extensive purchase protections.

Conclusion

When deciding between the Delta SkyMiles® Blue American Express Card and the Ink Business Premier® Credit Card, consider your individual spending habits, travel preferences, and financial goals. Each card offers unique advantages that cater to different types of users.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”