Delta SkyMiles® Blue American Express Card vs The Business Platinum Card® from American Express

This comparison aims to help you decide between the Delta SkyMiles® Blue American Express Card and The Business Platinum Card® from American Express. Each card offers unique features tailored to different types of users, so understanding their benefits will aid in making an informed decision.

Card Overviews

Delta SkyMiles® Blue American Express Card

The Delta SkyMiles® Blue American Express Card is designed for individuals who frequently travel with Delta Airlines. With no annual fee, this card offers rewards on Delta purchases and dining, making it a great choice for casual travelers looking to earn miles without incurring additional costs.

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express is tailored for business owners who seek to maximize their travel rewards and benefits. With a higher annual fee, this card provides extensive perks, including lounge access and significant rewards on business-related expenses, making it ideal for frequent business travelers.

Detailed Feature Comparison

Rewards Highlights

The Business Platinum Card® from American Express Rewards:

• Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• Earn 1X points on other eligible purchases.

Delta SkyMiles® Blue American Express Card Rewards:

• Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• Earn 2X Miles per dollar spent on Delta purchases.
• Earn 1X Mile on all other eligible purchases.

Pros and Cons

Delta SkyMiles® Blue American Express Card

• Pros:
• No annual fee.
• Generous rewards on Delta and dining purchases.
• 20% savings on in-flight purchases.
• Easy to earn a welcome bonus.
• No foreign transaction fees.

• Cons:
• Limited to Delta Airlines for travel rewards.
• Fewer premium benefits compared to premium cards.

The Business Platinum Card® from American Express

• Pros:
• Extensive travel perks including lounge access.
• High rewards potential on business-related purchases.
• Generous welcome bonus and statement credits.
• No foreign transaction fees.

• Cons:
• High annual fee.
• Requires significant spending to unlock rewards.

Who Should Consider Which Card?

The Delta SkyMiles® Blue American Express Card is ideal for casual travelers who frequently fly with Delta Airlines and dine out, but prefer to avoid annual fees. It's a good fit for those who don’t travel extensively but still want to earn rewards on their everyday spending.

The The Business Platinum Card® from American Express is designed for business owners or frequent travelers who can benefit from premium travel perks and maximizing rewards on business expenses. This card is best for those who travel regularly and can take advantage of the extensive benefits it offers, justifying the higher annual fee.

Conclusion

When choosing between the Delta SkyMiles® Blue American Express Card and The Business Platinum Card® from American Express, consider your individual spending habits and travel preferences. Both cards offer unique advantages that cater to different types of users, so assess what aligns best with your financial goals and lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”