Delta SkyMiles® Blue American Express Card vs The World of Hyatt Credit Card

This comparison aims to help users decide between the Delta SkyMiles® Blue American Express Card and The World of Hyatt Credit Card. Both cards offer unique benefits tailored to different types of travelers and spending habits. Below, we will explore key features, rewards structures, pros and cons, and more to assist you in making an informed decision.

Card Overviews

Delta SkyMiles® Blue American Express Card

The Delta SkyMiles® Blue American Express Card is designed for frequent Delta Airlines travelers looking to earn miles with no annual fee. It offers a straightforward rewards structure that focuses on airline purchases and dining, making it ideal for those who often fly with Delta and enjoy dining out.

The World of Hyatt Credit Card

The The World of Hyatt Credit Card caters to those who frequently stay at Hyatt hotels. With a moderate annual fee, this card provides substantial rewards for Hyatt stays and offers additional perks such as free nights and elite status, appealing to loyal Hyatt guests.

Detailed Feature Comparison

Rewards Highlights

The World of Hyatt Credit Card Rewards

• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

Delta SkyMiles® Blue American Express Card Rewards

• Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• Earn 2X Miles per dollar spent on Delta purchases.
• Earn 1X Mile on all other eligible purchases.

Pros and Cons

Delta SkyMiles® Blue American Express Card

• Pros:
  • No annual fee
  • Generous rewards on dining and Delta purchases
  • Pay with Miles feature for flight savings
  • No foreign transaction fees
• Cons:
  • Lower welcome bonus compared to competitors
  • Rewards limited mainly to Delta and dining

The World of Hyatt Credit Card

• Pros:
  • Significant welcome bonus potential
  • Free night benefit each year
  • Complimentary Discoverist status
  • Strong rewards for Hyatt stays
• Cons:
  • Annual fee of $95
  • More benefits applicable primarily for Hyatt loyalists

Who Should Consider Which Card?

The Delta SkyMiles® Blue American Express Card is ideal for travelers who frequently fly with Delta Airlines and dine out, offering great rewards without an annual fee. Conversely, The World of Hyatt Credit Card is better suited for those who often stay at Hyatt hotels and value complimentary benefits like free nights and elite status, despite the annual fee.

Conclusion

When choosing between the Delta SkyMiles® Blue American Express Card and The World of Hyatt Credit Card, consider your travel preferences, spending habits, and whether you prioritize airline miles or hotel rewards. Each card offers unique benefits tailored to different travel lifestyles, so reflect on your individual needs to make the best choice.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”