Delta SkyMiles® Gold American Express Card vs Delta SkyMiles® Gold Business American Express Card

This comparison aims to help potential cardholders decide between the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Gold Business American Express Card. Each card offers unique benefits tailored to different spending habits and travel needs.

Card Overviews

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is designed for individual travelers who frequently fly with Delta Airlines. It offers a variety of travel benefits, including bonus miles, discounts on award travel, and the ability to check one bag for free.

Delta SkyMiles® Gold Business American Express Card

The Delta SkyMiles® Gold Business American Express Card caters to business owners who travel for work. It provides similar travel benefits as the personal card but focuses more on business-related expenses, including enhanced rewards for shipping and advertising purchases.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Gold American Express Card

• Earn 2X Miles on Delta purchases, at U.S. Supermarkets, and at restaurants worldwide, including takeout and delivery in the U.S.
• Earn 1X Mile on all other eligible purchases.

Delta SkyMiles® Gold Business American Express Card

• Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
• Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
• Earn 1 Mile on every eligible dollar spent on purchases.

Pros and Cons

Delta SkyMiles® Gold American Express Card

• Pros:
  • Great for personal travelers with bonus miles on Delta and supermarket purchases.
  • Free checked bag and priority boarding enhance travel experience.
  • Welcome bonus easily attainable with lower spending requirement.
• Cons:
  • Annual fee kicks in after the first year.
  • Lower welcome bonus compared to the business version.

Delta SkyMiles® Gold Business American Express Card

• Pros:
  • Higher welcome bonus, beneficial for business expenses.
  • Enhanced rewards for shipping and advertising categories.
  • Additional annual statement credit for hotel bookings.
• Cons:
  • Higher spending requirement for the welcome bonus.
  • Less focus on personal travel perks compared to the personal card.

Who Should Consider Which Card?

If you primarily travel for personal reasons and frequently shop at U.S. supermarkets and restaurants, the Delta SkyMiles® Gold American Express Card may be the better choice. However, if you own a business and incur expenses related to shipping and advertising, the Delta SkyMiles® Gold Business American Express Card could provide greater benefits through its enhanced rewards structure.

Conclusion

Both the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Gold Business American Express Card offer valuable rewards and travel benefits. Consider your individual spending habits, travel frequency, and financial goals to make the best choice for your needs.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”