Delta SkyMiles® Gold American Express Card vs IHG One Rewards Premier Credit Card

This comparison aims to help you decide between the Delta SkyMiles® Gold American Express Card and the IHG One Rewards Premier Credit Card. Both cards offer unique benefits tailored to different travel preferences and spending habits, making it essential to understand their features to make an informed choice.

Card Overviews

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is designed for frequent Delta Airlines travelers who want to earn miles on flights and everyday purchases. With numerous travel benefits, including free checked bags and priority boarding, it appeals to those who value Delta's services.

IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Credit Card targets travelers who frequently stay at IHG Hotels & Resorts. With a strong rewards structure for hotel stays and additional perks like a free anniversary night, it is ideal for individuals who prioritize hotel rewards and enjoy luxurious stays across various IHG properties.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Gold American Express Card

• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
• Earn 1X Mile on all other eligible purchases.

IHG One Rewards Premier Credit Card

• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
• Earn 3 points per $1 spent on all other purchases.

Pros and Cons

Delta SkyMiles® Gold American Express Card

• Pros:
  • Free checked bag on Delta flights.
  • Generous rewards on Delta purchases and dining.
  • Introductory annual fee waived for the first year.
• Cons:
  • Annual fee increases significantly after the first year.
  • Limited to Delta Airlines benefits.

IHG One Rewards Premier Credit Card

• Pros:
  • High welcome bonus and ongoing earning potential.
  • Anniversary free night at IHG properties.
  • Automatic Platinum Elite status for cardholders.
• Cons:
  • Annual fee is charged from the start.
  • Primarily benefits IHG hotel stays.

Who Should Consider Which Card?

If you frequently fly with Delta Airlines and want to earn miles for your flights and everyday spending, the Delta SkyMiles® Gold American Express Card might be the right choice for you. Conversely, if you often stay at IHG Hotels & Resorts and are looking for hotel rewards along with additional travel perks, the IHG One Rewards Premier Credit Card would likely serve you better.

Conclusion

Ultimately, the choice between the Delta SkyMiles® Gold American Express Card and the IHG One Rewards Premier Credit Card depends on your travel preferences and spending habits. Consider your individual needs, such as whether you prioritize airline miles or hotel rewards, when making your decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”