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Delta SkyMiles® Gold American Express Card vs The Blue Business® Plus Credit Card from American Express
This comparison aims to help you decide between the Delta SkyMiles® Gold American Express Card and the The Blue Business® Plus Credit Card from American Express. Both cards offer unique rewards and benefits tailored to different audiences, so understanding their features will aid in your decision-making process.
Card Overviews
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card is designed for frequent Delta Airlines travelers. It offers a variety of travel-related perks, including the ability to earn miles on Delta purchases, access to discounts on travel expenses, and the ability to check bags for free. This card is ideal for those who frequently fly with Delta and want to maximize their travel rewards.
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express is a business-oriented credit card that rewards everyday business spending. With no annual fee and a solid rewards structure, this card is suited for small business owners looking to earn points on their routine purchases, such as office supplies and client dinners.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Gold American Express Card | The Blue Business® Plus Credit Card from American Express |
|---|---|---|
| Annual Fee | $0 introductory annual fee for the first year, then $150 | No annual fee |
| Welcome Bonus | Earn 50,000 Bonus Miles after spending $2,000 in eligible purchases in the first 6 months | Earn 15,000 Membership Rewards® points after spending $3,000 in eligible purchases in the first 3 months |
| Rewards Structure | Earn 2X Miles on Delta purchases, at U.S. Supermarkets, and at restaurants worldwide; 1X Miles on other purchases | Earn 2X points on everyday business purchases up to $50,000, then 1 point per dollar |
| Foreign Transaction Fee | No Foreign Transaction Fees | No Foreign Transaction Fees |
| Other Fees | $200 Delta Flight Credit after $10,000 spent in a calendar year | No annual fee |
| Additional Benefits | Free first checked bag, Zone 5 priority boarding, Delta Stays credit | Expanded Buying Power, no preset spending limit |
Rewards Highlights
Delta SkyMiles® Gold American Express Card
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
The Blue Business® Plus Credit Card from American Express
- Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Pros and Cons
Delta SkyMiles® Gold American Express Card
- Pros:
- Strong rewards on Delta purchases
- Free first checked bag
- 15% discount on award travel
- Additional benefits for frequent Delta flyers
- Cons:
- Annual fee after the first year
- Limited to Delta Airlines for maximum benefits
The Blue Business® Plus Credit Card from American Express
- Pros:
- No annual fee
- Flexible rewards structure for business expenses
- Ability to spend beyond the credit limit
- Cons:
- Lower rewards on non-business purchases
- No travel-specific perks
Who Should Consider Which Card?
The Delta SkyMiles® Gold American Express Card is ideal for individuals who travel frequently with Delta Airlines and seek to maximize their travel rewards with benefits like free checked bags and priority boarding. On the other hand, The Blue Business® Plus Credit Card from American Express is better suited for small business owners looking for a no-annual-fee credit card that rewards everyday business purchases without the need for travel-specific features.
Conclusion
In conclusion, your choice between the Delta SkyMiles® Gold American Express Card and The Blue Business® Plus Credit Card from American Express should depend on your individual needs, spending patterns, and travel habits. Consider which features align best with your financial goals to make an informed decision.