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Delta SkyMiles® Gold American Express Card vs United℠ Business Card
This comparison aims to help potential cardholders decide between the Delta SkyMiles® Gold American Express Card and the United℠ Business Card. Both cards offer unique benefits and rewards tailored to frequent travelers, but they cater to different airline preferences and spending habits.
Card Overviews
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card is designed for Delta Airlines enthusiasts who want to earn miles while enjoying travel perks. With an introductory annual fee and a robust rewards structure, this card is perfect for those who frequently fly with Delta or spend at U.S. supermarkets and restaurants.
United℠ Business Card
The United℠ Business Card from Chase is tailored for business owners and frequent United Airlines travelers. It offers generous bonus miles, a solid rewards structure, and additional benefits that can help businesses save on travel costs and enhance their travel experience.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Gold American Express Card | United℠ Business Card |
|---|---|---|
| Annual Fee | $0 introductory annual fee for the first year, then $150 | $99 |
| Welcome Bonus | Earn 50,000 Bonus Miles after spending $2,000 in eligible purchases in the first 6 months | Earn 100,000 bonus miles after spending $5,000 in the first 3 months |
| Rewards Structure | 2X Miles on Delta purchases, U.S. supermarkets, and restaurants; 1X on all other purchases | 2X miles on United purchases, dining, gas stations, office supply stores, and local transit; 1X on all other purchases |
| Foreign Transaction Fee | No | No |
| Other Fees | N/A | N/A |
| Additional Benefits | Free first checked bag, priority boarding, $200 Delta Flight Credit, and more | Free first checked bag, priority boarding, $100 United travel credit, and more |
Rewards Highlights
Delta SkyMiles® Gold American Express Card
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
United℠ Business Card
- 2X miles on United® purchases, dining, at gas stations, office supply stores and on local transit and commuting.
- 1X mile on all other purchases.
Pros and Cons
Delta SkyMiles® Gold American Express Card
- Pros:
- Introductory annual fee for the first year.
- Generous welcome bonus.
- Free first checked bag on Delta flights.
- Multiple travel benefits with Delta.
- Cons:
- Higher annual fee after the first year.
- Rewards may be limited to Delta and U.S. supermarkets.
United℠ Business Card
- Pros:
- High welcome bonus.
- 2X miles on a wide range of categories.
- Free first checked bag on United flights.
- Employee cards at no additional cost.
- Cons:
- Annual fee applies from the start.
- Limited benefits if not a frequent United flyer.
Who Should Consider Which Card?
The Delta SkyMiles® Gold American Express Card is ideal for individuals who frequently travel with Delta Airlines, shop at U.S. supermarkets, and enjoy dining out. It offers valuable travel perks and savings for those who align with Delta's services.
The United℠ Business Card is best suited for business owners or frequent United Airlines travelers who want to earn rewards while managing business expenses. With a strong rewards structure and significant bonus miles, it can help businesses minimize travel costs effectively.
Conclusion
Both the Delta SkyMiles® Gold American Express Card and the United℠ Business Card offer compelling features tailored to different users. When choosing between them, consider your travel preferences, spending habits, and the airline you fly with most frequently. Each card has distinct advantages that can enhance your travel experience.