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Delta SkyMiles® Gold American Express Card vs World of Hyatt Business Credit Card
This comparison aims to assist users in deciding between the Delta SkyMiles® Gold American Express Card and the World of Hyatt Business Credit Card. Each card caters to different travel needs and offers unique benefits, making it essential to evaluate their features closely.
Card Overviews
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card is designed for frequent Delta flyers and those who want to maximize their travel rewards. With benefits tailored for Delta travel, this card provides excellent value for those who often fly with this airline.
World of Hyatt Business Credit Card
The World of Hyatt Business Credit Card is aimed at business travelers who frequently stay at Hyatt hotels. With a strong rewards structure focused on hotel stays and business expenses, this card is ideal for users who prioritize hotel loyalty and travel experiences.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Gold American Express Card | World of Hyatt Business Credit Card |
|---|---|---|
| Annual Fee | $0 introductory annual fee for the first year, then $150 | $199 |
| Welcome Bonus | 50,000 Bonus Miles after spending $2,000 in the first 6 months | 60,000 Bonus Points after spending $5,000 in the first 3 months |
| Rewards Structure | 2X Miles on Delta purchases, U.S. supermarkets, and restaurants; 1X Mile on all other purchases | Up to 9 points per $1 at Hyatt, 2 points on top three categories, 1 point on all other purchases |
| Foreign Transaction Fee | No | No |
| Other Fees | None specified | None specified |
| Additional Benefits | Free first checked bag, priority boarding, Delta Flight Credit, and hotel credits | Hyatt statement credits, tier-qualifying night credits, and Discoverist status |
Rewards Highlights
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets, and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
Pros and Cons
Delta SkyMiles® Gold American Express Card
- Pros:
- Comprehensive travel benefits for Delta flyers.
- Free first checked bag can save significant costs.
- Flexible rewards on Delta purchases and other categories.
- Cons:
- Annual fee after the first year may be a downside for occasional travelers.
- Limited rewards outside of Delta-related expenses.
World of Hyatt Business Credit Card
- Pros:
- Strong rewards for Hyatt hotel stays and business expenses.
- Statement credits can offset the annual fee significantly.
- Automatic Discoverist status enhances hotel experiences.
- Cons:
- Higher annual fee compared to other business cards.
- Limited to Hyatt properties for maximum rewards potential.
Who Should Consider Which Card?
- Delta SkyMiles® Gold American Express Card: Best for frequent Delta flyers and those who value airline perks, such as free checked bags and priority boarding.
- World of Hyatt Business Credit Card: Ideal for business travelers who often stay at Hyatt hotels and want to earn rewards on both hotel stays and business-related expenses.
Conclusion
When deciding between the Delta SkyMiles® Gold American Express Card and the World of Hyatt Business Credit Card, consider your travel preferences, spending habits, and financial goals. Each card offers distinct benefits that can enhance your travel experience, making it essential to choose the one that aligns with your lifestyle.