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Delta SkyMiles® Gold Business American Express Card vs Delta SkyMiles® Reserve American Express Card
This comparison aims to help you decide between the Delta SkyMiles® Gold Business American Express Card and the Delta SkyMiles® Reserve American Express Card. Both cards offer unique benefits tailored to frequent Delta travelers, but they cater to different spending habits and travel preferences.
Card Overviews
Delta SkyMiles® Gold Business American Express Card
The Delta SkyMiles® Gold Business American Express Card is designed for business owners or entrepreneurs who frequently fly with Delta. It provides a range of travel benefits, including a low introductory annual fee and opportunities to earn bonus miles on eligible purchases.
Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card targets frequent Delta flyers who desire premium travel experiences with exclusive perks. With a higher annual fee, this card offers luxury benefits such as access to Delta Sky Club and additional travel credits.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Gold Business | Delta SkyMiles® Reserve |
|---|---|---|
| Annual Fee | $0 introductory annual fee for the first year, then $150 | $650 |
| Welcome Bonus | Earn 60,000 Bonus Miles after spending $4,000 in purchases in the first 6 months | Earn 70,000 Bonus Miles after spending $5,000 in eligible purchases in the first 6 months |
| Rewards Structure | Earn 2 Miles on Delta and restaurant purchases; 1 Mile on other purchases | Earn 3X Miles on Delta purchases; 1X Mile on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | N/A | N/A |
| Additional Benefits | 15% off award travel, $200 Delta Flight Credit after $10,000 spent, First Checked Bag Free | Delta Sky Club access, Companion Certificate, $240 Resy and $120 Rideshare credits |
Rewards Highlights
Delta SkyMiles® Gold Business American Express Card
- Earn 3X Miles on Delta purchases.
- Earn 1X Miles on all other eligible purchases.
Delta SkyMiles® Reserve American Express Card
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on purchases.
Pros and Cons
Delta SkyMiles® Gold Business American Express Card
- Pros:
- Lower annual fee with a $0 introductory offer.
- Strong rewards on Delta and restaurant purchases.
- 15% discount on award travel.
- Cons:
- Fewer luxury travel benefits compared to the Reserve Card.
- Limited additional perks.
Delta SkyMiles® Reserve American Express Card
- Pros:
- Exclusive access to Delta Sky Club and The Centurion Lounge.
- Higher bonus miles and premium travel perks.
- Companion certificate for first-class travel.
- Cons:
- High annual fee of $650.
- More suitable for frequent travelers to justify the cost.
Who Should Consider Which Card?
- The Delta SkyMiles® Gold Business American Express Card is ideal for small business owners or occasional travelers who want to earn miles without a hefty annual fee.
- The Delta SkyMiles® Reserve American Express Card is best for frequent Delta flyers who desire premium perks and are willing to pay a higher annual fee for enhanced travel experiences and benefits.
Conclusion
When choosing between the Delta SkyMiles® Gold Business American Express Card and the Delta SkyMiles® Reserve American Express Card, consider your travel habits and financial goals. Each card has its unique features that cater to different types of users, so assess what benefits align with your needs the most.