Delta SkyMiles® Gold Business American Express Card vs Ink Business Premier® Credit Card

This comparison aims to provide an in-depth look at the Delta SkyMiles® Gold Business American Express Card and the Ink Business Premier® Credit Card. By examining their features, rewards, and benefits, we hope to guide you to the right choice for your business spending needs.

Card Overviews

Delta SkyMiles® Gold Business American Express Card

This card is tailored for businesses that frequently travel with Delta Airlines. With a focus on earning miles and travel benefits, it provides a variety of perks that enhance the travel experience for business owners.

Ink Business Premier® Credit Card

The Ink Business Premier® Credit Card is designed for business owners looking for cash back rewards and flexible payment options. It offers competitive cash back rates on larger purchases, making it suitable for businesses with varying spending habits.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Gold Business American Express Card Rewards

• Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
• Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
• Earn 1 Mile on every eligible dollar spent on purchases.

Ink Business Premier® Credit Card Rewards

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Unlimited 5% total cash back on travel purchased through Chase Travel℠.
• Unlimited 2.5% total cash back on purchases of $5,000 or more.
• Unlimited 2% cash back on all other business purchases.

Pros and Cons

Delta SkyMiles® Gold Business American Express Card

• Pros:
  • Great for frequent Delta flyers.
  • Generous welcome bonus in miles.
  • Travel benefits like free checked bags.
  • No foreign transaction fees.
• Cons:
  • Annual fee after the first year.
  • Rewards best suited for Delta travelers.

Ink Business Premier® Credit Card

• Pros:
  • High cash back rate on large purchases.
  • Flexible payment options with the Flex for Business feature.
  • No foreign transaction fees.
  • Comprehensive purchase protections.
• Cons:
  • Higher annual fee compared to some competitors.
  • Requires a significant spending commitment for full rewards.

Who Should Consider Which Card?

• The Delta SkyMiles® Gold Business American Express Card is ideal for businesses that frequently fly with Delta Airlines and want to accumulate miles for travel perks.
• The Ink Business Premier® Credit Card is better suited for businesses that prioritize cash back rewards and make larger purchases, seeking flexibility in managing their finances.

Conclusion

Both the Delta SkyMiles® Gold Business American Express Card and the Ink Business Premier® Credit Card offer distinct advantages based on your business needs. Assess your spending habits, travel preferences, and financial goals to choose the card that aligns best with your business strategy.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”