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Delta SkyMiles® Gold Business American Express Card vs The Business Platinum Card® from American Express
This comparison aims to assist you in deciding between the Delta SkyMiles® Gold Business American Express Card and The Business Platinum Card® from American Express. Both cards offer unique features tailored for business owners, but they cater to different spending habits and travel preferences.
Card Overviews
Delta SkyMiles® Gold Business American Express Card
The Delta SkyMiles® Gold Business American Express Card is designed for business owners who frequently travel with Delta Airlines and want to earn rewards on their everyday purchases. With a focus on airline perks and travel rewards, this card provides benefits that enhance the flying experience.
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express is ideal for business owners who seek luxury travel experiences and comprehensive rewards on various business-related purchases. It offers extensive travel benefits, including access to airport lounges and significant points earning potential.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Gold Business American Express Card | The Business Platinum Card® from American Express |
|---|---|---|
| Annual Fee | $0 introductory annual fee for the first year, then $150 | $695 |
| Welcome Bonus | Earn 60,000 Bonus Miles after spending $4,000 in purchases in the first 6 months | Earn 150,000 Membership Rewards® points after spending $20,000 in the first 3 months, plus a $500 statement credit after spending $2,500 on qualifying flights |
| Rewards Structure |
|
|
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits |
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Rewards Highlights
Delta SkyMiles® Gold Business American Express Card Rewards
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on purchases.
The Business Platinum Card® from American Express Rewards
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year.
- Earn 1X points on other eligible purchases.
Pros and Cons
Delta SkyMiles® Gold Business American Express Card
- Pros:
- Low annual fee after the first year
- Generous welcome bonus
- Travel perks with Delta Airlines
- Cons:
- Limited to Delta Airlines for maximum benefits
- Lower rewards on non-travel purchases
The Business Platinum Card® from American Express
- Pros:
- Comprehensive travel benefits and rewards
- Access to airport lounges worldwide
- High earning potential on various business-related purchases
- Cons:
- High annual fee
- Requires significant spending to maximize rewards
Who Should Consider Which Card?
- The Delta SkyMiles® Gold Business American Express Card is best suited for business owners who frequently travel with Delta Airlines and want to earn miles for their travel and dining expenses.
- The The Business Platinum Card® from American Express is ideal for those who travel often, desire luxury benefits, and want to earn points on a broad range of business-related expenses.
Conclusion
In conclusion, both the Delta SkyMiles® Gold Business American Express Card and The Business Platinum Card® from American Express offer valuable benefits tailored to different needs. Consider your individual spending habits, travel preferences, and business goals when choosing the card that best suits your financial lifestyle.