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Delta SkyMiles® Gold Business American Express Card vs The World of Hyatt Credit Card
This comparison aims to help users decide between the Delta SkyMiles® Gold Business American Express Card and The World of Hyatt Credit Card. Both cards offer unique benefits tailored to different spending habits and travel preferences.
Card Overviews
Delta SkyMiles® Gold Business American Express Card
The Delta SkyMiles® Gold Business American Express Card is designed for business travelers who frequently fly with Delta Airlines. This card offers a range of benefits including a generous welcome bonus, travel protections, and the ability to earn miles on various purchases related to travel and dining.
The World of Hyatt Credit Card
The World of Hyatt Credit Card is ideal for those who often stay at Hyatt properties and enjoy luxury accommodations. With a focus on hotel rewards, this card provides substantial bonuses for Hyatt stays and offers additional perks such as free nights and status upgrades.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Gold Business American Express Card | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $0 introductory annual fee for the first year, then $150 | $95 |
| Welcome Bonus | Earn 60,000 Bonus Miles after spending $4,000 in purchases in first 6 months | Up to 60,000 Bonus Points (30,000 after spending $3,000 in first 3 months, plus up to 30,000 more by earning 2 Bonus Points on up to $15,000 spent) |
| Rewards Structure | 2 miles per dollar on U.S. Shipping and Advertising, 2 miles on Delta and restaurants, 1 mile on other purchases | Earn up to 9 points total for Hyatt stays, 2 Bonus Points per $1 on restaurants and travel |
| Foreign Transaction Fee | No | No |
| Other Fees | Check for applicable fees | Check for applicable fees |
| Additional Benefits | First Checked Bag Free, 15% off Award Travel, $200 Delta Flight Credit after $10,000 spent | Free night at Category 1-4 Hyatt hotels, Discoverist status, 5 tier qualifying night credits |
Rewards Highlights
Delta SkyMiles® Gold Business American Express Card
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 mile on every eligible dollar spent on other purchases.
The World of Hyatt Credit Card
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
Pros and Cons
Delta SkyMiles® Gold Business American Express Card
- Pros:
- Great for frequent Delta flyers.
- First checked bag free on Delta flights.
- Generous welcome bonus.
- No foreign transaction fees.
- Cons:
- Annual fee after the first year.
- Rewards primarily geared towards Delta purchases.
The World of Hyatt Credit Card
- Pros:
- Excellent rewards for Hyatt stays.
- Free night reward each year.
- Complimentary Discoverist status.
- Cons:
- Annual fee applies from the start.
- Limited to Hyatt properties for maximum rewards.
Who Should Consider Which Card?
The Delta SkyMiles® Gold Business American Express Card is best for business travelers who frequently fly with Delta and want to earn miles for future travel. On the other hand, The World of Hyatt Credit Card is ideal for those who prioritize hotel stays and enjoy the luxury of Hyatt accommodations, along with additional perks like free nights and status upgrades.
Conclusion
Ultimately, choosing between the Delta SkyMiles® Gold Business American Express Card and The World of Hyatt Credit Card depends on your individual travel needs and spending patterns. Consider where you travel most frequently—by air or by hotel—and select the card that aligns best with your lifestyle and financial goals.