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Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Platinum American Express Card vs Delta SkyMiles® Reserve American Express Card

This comparison aims to help users decide between the Delta SkyMiles® Platinum American Express Card and the Delta SkyMiles® Reserve American Express Card. Both cards offer unique benefits and features tailored to different types of travelers, making it essential to understand their distinctions before making a choice.

Card Overviews

Delta SkyMiles® Platinum American Express Card

The Delta SkyMiles® Platinum American Express Card is designed for travelers who frequently fly Delta and are looking for a balance of benefits and a moderate annual fee. With features that enhance travel experiences and opportunities to earn miles, this card caters to both casual travelers and those who fly more often.

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is targeted towards premium travelers and Delta loyalists who seek additional luxury and benefits. With a higher annual fee, this card offers exclusive access to lounges and priority services, making it suitable for those who travel frequently and value comfort.

Detailed Feature Comparison

Feature Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Reserve American Express Card
Annual Fee $350 $650
Welcome Bonus Earn 60,000 Bonus Miles after spending $3,000 in the first 6 months Earn 70,000 Bonus Miles after spending $5,000 in the first 6 months
Rewards Structure 3X Miles on Delta purchases and hotels, 2X Miles at restaurants and supermarkets, 1X Miles on other purchases 3X Miles on Delta purchases, 1X Miles on other purchases
Foreign Transaction Fee None None
Other Fees N/A N/A
Additional Benefits Companion Certificate, first bag free, priority boarding, dining and rideshare credits Access to Delta Sky Club, Centurion Lounge, Companion Certificate, upgrade priority, dining and rideshare credits

Rewards Highlights

Delta SkyMiles® Platinum American Express Card

  • Earn 3X Miles on Delta purchases.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.

Delta SkyMiles® Reserve American Express Card

  • Earn 3X Miles on Delta purchases.
  • Earn 1X Miles on all other eligible purchases.

Pros and Cons

Delta SkyMiles® Platinum American Express Card

  • Pros:
    • Lower annual fee compared to Reserve Card.
    • Offers a Companion Certificate.
    • Dining and rideshare credits enhance value.
  • Cons:
    • Fewer premium benefits compared to Reserve Card.
    • Lower rewards on non-Delta purchases.

Delta SkyMiles® Reserve American Express Card

  • Pros:
    • Exclusive lounge access and priority boarding.
    • Higher welcome bonus.
    • Priority for upgrades on Delta flights.
  • Cons:
    • Higher annual fee.
    • Limited rewards on non-Delta purchases.

Who Should Consider Which Card?

  • Delta SkyMiles® Platinum American Express Card: Ideal for travelers who fly Delta occasionally and want a mix of rewards, benefits, and a moderate annual fee.
  • Delta SkyMiles® Reserve American Express Card: Best suited for frequent Delta flyers and premium travelers seeking luxury services and exclusive access.

Conclusion

Choosing between the Delta SkyMiles® Platinum American Express Card and the Delta SkyMiles® Reserve American Express Card ultimately depends on your travel habits and personal preferences. Consider your spending patterns and the value of the benefits offered by each card to make an informed decision.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”