Delta SkyMiles® Platinum American Express Card vs IHG One Rewards Premier Credit Card

This comparison is designed to help you decide between the Delta SkyMiles® Platinum American Express Card and the IHG One Rewards Premier Credit Card. Both cards offer unique rewards and benefits tailored to different travel preferences, making it essential to evaluate their features carefully.

Card Overviews

Delta SkyMiles® Platinum American Express Card

The Delta SkyMiles® Platinum American Express Card is designed for frequent Delta Airlines travelers who want to earn miles for flights and enjoy travel perks. With its robust rewards program and various travel benefits, this card is ideal for those who prioritize air travel and Delta's services.

IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Credit Card targets travelers who prefer staying at IHG Hotels & Resorts. This card offers generous rewards for hotel stays, bonus points, and complimentary nights, making it an excellent choice for hotel enthusiasts.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Platinum American Express Card

• Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Receive a Companion Certificate on a Main Cabin round-trip flight to select destinations each year after renewal of your Card.
• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
• Earn 1X Miles on all other eligible purchases.

IHG One Rewards Premier Credit Card

• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
• Enjoy an Anniversary Free Night at IHG Hotels & Resorts.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
• Earn 3 points per $1 spent on all other purchases.

Pros and Cons

Delta SkyMiles® Platinum American Express Card

• Pros:
  • Generous welcome bonus of 60,000 miles.
  • Companion certificate each year.
  • Free checked bag and priority boarding on Delta flights.
  • No foreign transaction fees.
• Cons:
  • High annual fee of $350.
  • Rewards may be limited to Delta and partner airlines.

IHG One Rewards Premier Credit Card

• Pros:
  • Low annual fee of $99.
  • Very high rewards potential for IHG hotel stays.
  • Automatic Platinum Elite status.
  • Anniversary free night benefit.
• Cons:
  • Less valuable for non-IHG hotel stays.
  • Lower overall travel rewards compared to airline cards.

Who Should Consider Which Card?

• Delta SkyMiles® Platinum American Express Card: This card is best for frequent Delta Airlines travelers who can take advantage of the airline-related benefits, such as the Companion Certificate and free checked bags.
• IHG One Rewards Premier Credit Card: Ideal for travelers who frequently stay at IHG properties and want to maximize hotel rewards, including free nights and elite status benefits.

Conclusion

Choosing between the Delta SkyMiles® Platinum American Express Card and the IHG One Rewards Premier Credit Card ultimately depends on your travel habits and preferences. Consider your spending patterns and the types of travel rewards that appeal to you most to make the best decision for your needs.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”