Delta SkyMiles® Platinum American Express Card vs Ink Business Premier® Credit Card

This comparison aims to help you decide between the Delta SkyMiles® Platinum American Express Card and the Ink Business Premier® Credit Card. Both cards offer unique features catering to different spending habits and financial goals.

Card Overviews

Delta SkyMiles® Platinum American Express Card

The Delta SkyMiles® Platinum American Express Card is designed for frequent Delta flyers. With robust travel perks, including bonus miles on Delta purchases and complimentary upgrades, this card is ideal for those who travel regularly with Delta Airlines.

Ink Business Premier® Credit Card

The Ink Business Premier® Credit Card is tailored for business owners looking to maximize cash back on their purchases. With high earning potential on larger transactions and flexible payment options, this card suits entrepreneurs and small business owners who need to manage expenses efficiently.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Platinum American Express Card Rewards

• Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
• Earn 1X Miles on all other eligible purchases.

Ink Business Premier® Credit Card Rewards

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Unlimited 5% total cash back on travel purchased through Chase Travel℠.
• Unlimited 2.5% total cash back on purchases of $5,000 or more.
• Unlimited 2% cash back on all other business purchases.

Pros and Cons

Delta SkyMiles® Platinum American Express Card

• Pros:
  • Strong rewards for Delta travelers.
  • Companion Certificate offers significant savings.
  • No foreign transaction fees.
  • Complimentary first bag check on Delta flights.
• Cons:
  • High annual fee.
  • Limited to Delta and hotel purchases for maximum rewards.

Ink Business Premier® Credit Card

• Pros:
  • Lower annual fee compared to similar business cards.
  • Strong cash back rewards on large purchases.
  • Built-in protections for business expenses.
  • No foreign transaction fees.
• Cons:
  • Higher spending requirement for welcome bonus.
  • Less travel-specific benefits compared to airline cards.

Who Should Consider Which Card?

The Delta SkyMiles® Platinum American Express Card is best suited for individuals who are loyal to Delta Airlines and travel frequently, as it offers exclusive benefits that enhance the travel experience.

On the other hand, the Ink Business Premier® Credit Card is ideal for business owners who want to maximize cash back on their purchases, especially for larger transactions, while maintaining flexibility and control over expenses.

Conclusion

Both the Delta SkyMiles® Platinum American Express Card and the Ink Business Premier® Credit Card offer valuable benefits tailored to different audiences. Consider your individual needs and spending patterns to determine which card aligns with your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”