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Delta SkyMiles® Platinum American Express Card vs The World of Hyatt Credit Card
This comparison aims to help users decide between the Delta SkyMiles® Platinum American Express Card and The World of Hyatt Credit Card. Each card offers unique benefits tailored to different travel and lifestyle needs.
Card Overviews
Delta SkyMiles® Platinum American Express Card
The Delta SkyMiles® Platinum American Express Card is designed for travelers who frequently fly with Delta Airlines. It provides a robust rewards structure, travel perks, and benefits aimed at enhancing the flying experience.
The World of Hyatt Credit Card
The World of Hyatt Credit Card caters to travelers who prefer staying at Hyatt hotels. It offers rewards for hotel stays, complimentary status perks, and additional benefits that enhance the hotel experience.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Platinum American Express Card | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $350 | $95 |
| Welcome Bonus | 60,000 Bonus Miles after spending $3,000 in first 6 months | Up to 60,000 Bonus Points after spending $3,000 in first 3 months |
| Rewards Structure | 3X Miles on Delta purchases 2X Miles at restaurants and U.S. supermarkets 1X Miles on other purchases |
Earn up to 9 points for Hyatt stays 2 Bonus Points per $1 on restaurants, airline tickets, local transit, and gym memberships |
| Foreign Transaction Fee | None | None |
| Other Fees | $120 Resy and Rideshare Credits, $250 for Companion Certificate taxes | Fees may apply for exceeding spending limits |
| Additional Benefits | Free first checked bag, priority boarding, TSA PreCheck credit | Free night after anniversary, Discoverist status, tier qualifying nights |
Rewards Highlights
Delta SkyMiles® Platinum American Express Card Rewards
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
The World of Hyatt Credit Card Rewards
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
Pros and Cons
Delta SkyMiles® Platinum American Express Card Pros
- High earning potential on Delta and hotel purchases.
- Valuable travel perks like free checked bags and priority boarding.
- Generous welcome bonus.
Delta SkyMiles® Platinum American Express Card Cons
- High annual fee compared to other travel cards.
- Complicated rewards structure may not be ideal for all users.
The World of Hyatt Credit Card Pros
- Lower annual fee with valuable hotel benefits.
- Complimentary Discoverist status enhances hotel stays.
- Free night reward each year adds significant value.
The World of Hyatt Credit Card Cons
- Limited to Hyatt properties for maximum value.
- Welcome bonus may require significant spending to maximize.
Who Should Consider Which Card?
If you frequently travel with Delta Airlines or prefer travel-related perks like free checked bags and priority boarding, the Delta SkyMiles® Platinum American Express Card may be the better choice for you. Conversely, if you enjoy staying at Hyatt hotels and want benefits like free nights and enhanced status, consider the World of Hyatt Credit Card.
Conclusion
Ultimately, the choice between the Delta SkyMiles® Platinum American Express Card and The World of Hyatt Credit Card should depend on your individual needs, travel habits, and financial goals. Assessing your spending patterns and travel preferences will guide you to the card that best aligns with your lifestyle.