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Delta SkyMiles® Platinum American Express Card vs United Quest℠ Card
This comparison aims to help users decide between the Delta SkyMiles® Platinum American Express Card and the United Quest℠ Card. Both cards offer unique benefits tailored for frequent travelers, particularly those loyal to Delta and United Airlines, respectively. Let's dive into their features to see which card may be the best fit for your travel needs.
Card Overviews
Delta SkyMiles® Platinum American Express Card
The Delta SkyMiles® Platinum American Express Card is designed for Delta enthusiasts who want to earn miles on their purchases and enjoy premium travel benefits. This card offers a robust rewards structure and additional perks that cater specifically to frequent Delta flyers.
United Quest℠ Card
The United Quest℠ Card is aimed at United Airlines travelers looking to maximize their mileage and enjoy travel benefits like free checked bags and priority boarding. It provides a strong rewards program along with credits for United purchases, making it a compelling option for those who often fly with United.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Platinum American Express Card | United Quest℠ Card |
|---|---|---|
| Annual Fee | $350 | $250 |
| Welcome Bonus | Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases in the first 6 months. | Earn 60,000 bonus miles and 500 PQP. |
| Rewards Structure | 3X Miles on Delta purchases, 2X Miles at restaurants and U.S. supermarkets, 1X Miles on all other purchases. | 3X miles on United purchases, 2X miles on all other travel, dining, and select streaming services, 1X mile on all other purchases. |
| Foreign Transaction Fee | $0 | $0 |
| Other Fees | Various fees apply. | Various fees apply. |
| Additional Benefits | Companion certificate, bag fee waiver, priority boarding, and more. | Free checked bags, priority boarding, and United purchase credits. |
Rewards Highlights
Delta SkyMiles® Platinum American Express Card
- Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months.
- 3X Miles on Delta purchases and purchases made directly with hotels.
- 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- 1X Miles on all other eligible purchases.
United Quest℠ Card
- Earn 60,000 bonus miles and 500 PQP.
- 3X Miles on United® purchases.
- 2X Miles on dining, select streaming services & all other travel.
- 1X Mile on all other purchases.
Pros and Cons
Delta SkyMiles® Platinum American Express Card
- Pros:
- Generous welcome bonus of 60,000 miles.
- Companion certificate for annual travel.
- Free first checked bag on Delta flights.
- 15% discount on award travel bookings.
- No foreign transaction fees.
- Cons:
- Higher annual fee of $350.
- Benefits are primarily geared towards Delta travelers.
United Quest℠ Card
- Pros:
- Lower annual fee of $250.
- Free first and second checked bags, saving on travel costs.
- Up to $125 in purchase credits with United.
- Bonus miles and Premier qualifying points.
- No foreign transaction fees.
- Cons:
- Less extensive benefits compared to the Delta card.
- Focus on United Airlines may limit flexibility for some travelers.
Who Should Consider Which Card?
- The Delta SkyMiles® Platinum American Express Card is ideal for individuals who frequently fly with Delta Airlines and want to maximize their rewards through Delta's ecosystem.
- The United Quest℠ Card is better suited for travelers who prefer United Airlines and are looking for a card that offers solid rewards with lower fees and added travel credits.
Conclusion
In conclusion, both the Delta SkyMiles® Platinum American Express Card and the United Quest℠ Card offer unique advantages depending on your travel preferences. Consider your individual spending patterns, loyalty to airlines, and travel habits to determine which card aligns best with your financial goals.