Delta SkyMiles® Platinum Business American Express Card vs Delta SkyMiles® Reserve American Express Card

This comparison aims to help you decide between the Delta SkyMiles® Platinum Business American Express Card and the Delta SkyMiles® Reserve American Express Card. Both cards offer unique benefits tailored to different types of Delta travelers, and this overview will detail their features, rewards, and overall value.

Card Overviews

Delta SkyMiles® Platinum Business American Express Card

The Delta SkyMiles® Platinum Business American Express Card is designed for small business owners who frequently travel with Delta airlines. With a moderate annual fee and a range of travel benefits, this card provides excellent rewards for Delta purchases and additional perks for business expenses.

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is aimed at frequent Delta flyers looking for premium benefits. With a higher annual fee, this card offers superior perks, including lounge access and enhanced earning potential on Delta purchases, making it ideal for travelers seeking an elevated experience.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Platinum Business American Express Card

• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.

Delta SkyMiles® Reserve American Express Card

• Earn 1.5X miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply.

Pros and Cons

Delta SkyMiles® Platinum Business American Express Card

• Pros:
  • Lower annual fee compared to the Reserve Card.
  • Great for small business expenses.
  • Valuable travel perks including a Companion Certificate.
• Cons:
  • Less premium benefits than the Reserve Card.
  • Lower earning potential on Delta purchases.

Delta SkyMiles® Reserve American Express Card

• Pros:
  • Access to Delta Sky Club and premium lounge experiences.
  • Enhanced earning potential on Delta purchases.
  • Priority for upgrades on Delta flights.
• Cons:
  • Higher annual fee.
  • More suitable for frequent travelers only.

Who Should Consider Which Card?

• Delta SkyMiles® Platinum Business American Express Card: Ideal for small business owners who travel occasionally and want to earn rewards on both business and personal expenses without a high annual fee.
• Delta SkyMiles® Reserve American Express Card: Best for frequent travelers who prioritize premium travel experiences and are willing to pay a higher annual fee for enhanced benefits and rewards.

Conclusion

When choosing between the Delta SkyMiles® Platinum Business American Express Card and the Delta SkyMiles® Reserve American Express Card, consider your travel habits, spending patterns, and which benefits align with your financial goals. Both cards offer significant rewards, but your individual needs will ultimately determine the best fit.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”