Delta SkyMiles® Platinum Business American Express Card vs Ink Business Premier® Credit Card

This comparison aims to help you decide between the Delta SkyMiles® Platinum Business American Express Card and the Ink Business Premier® Credit Card. Both cards cater to business owners but offer different benefits and rewards structures suited for varying spending habits.

Card Overviews

Delta SkyMiles® Platinum Business American Express Card

The Delta SkyMiles® Platinum Business American Express Card is designed for frequent travelers, especially those who frequently fly with Delta. It offers generous travel rewards, annual companion certificates, and various travel-related perks that enhance the flying experience.

Ink Business Premier® Credit Card

The Ink Business Premier® Credit Card focuses on cash back rewards and is ideal for businesses that make substantial purchases. With a straightforward cash back structure and no foreign transaction fees, it caters to a diverse range of business spending.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Platinum Business American Express Card

• Earn 1.5X miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.

Ink Business Premier® Credit Card

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Unlimited 5% total cash back on travel purchased through Chase Travel℠
• Unlimited 2.5% total cash back on purchases of $5,000 or more
• Unlimited 2% cash back on all other business purchases.

Pros and Cons

Delta SkyMiles® Platinum Business American Express Card

• Pros:
  • Generous welcome bonus with miles.
  • Annual Companion Certificate.
  • Additional travel benefits and perks.
  • Priority boarding on Delta flights.
• Cons:
  • Higher annual fee compared to other business cards.
  • More beneficial for those who frequently fly Delta.

Ink Business Premier® Credit Card

• Pros:
  • Lower annual fee.
  • Attractive cash back structure.
  • No foreign transaction fees.
  • Built-in purchase protections.
• Cons:
  • No travel-specific benefits.
  • Welcome bonus requires higher spending threshold.

Who Should Consider Which Card?

• The Delta SkyMiles® Platinum Business American Express Card is ideal for business owners who frequently travel with Delta Airlines and can take advantage of the miles and travel perks.
• The Ink Business Premier® Credit Card is best suited for businesses looking for a straightforward cash back approach, especially those making larger purchases regularly.

Conclusion

Ultimately, choosing between the Delta SkyMiles® Platinum Business American Express Card and the Ink Business Premier® Credit Card will depend on your specific spending habits and business needs. Evaluate your priorities—whether they lie in travel rewards or cash back—and select the card that aligns best with your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”