Delta SkyMiles® Platinum Business American Express Card vs The World of Hyatt Credit Card

This comparison aims to help users decide between the Delta SkyMiles® Platinum Business American Express Card and The World of Hyatt Credit Card. Both cards offer unique benefits tailored to different travel preferences and spending habits.

Card Overviews

Delta SkyMiles® Platinum Business American Express Card

The Delta SkyMiles® Platinum Business American Express Card is designed for business travelers who frequently fly with Delta Airlines. It offers various travel perks, including bonus miles on purchases, a companion certificate, and benefits that enhance the travel experience.

The World of Hyatt Credit Card

The World of Hyatt Credit Card is ideal for those who prefer to stay at Hyatt hotels and seek rewards for their hotel stays. With a low annual fee, it provides opportunities to earn bonus points on Hyatt purchases and other categories, along with complimentary status and free nights.

Detailed Feature Comparison

Rewards Highlights

The World of Hyatt Credit Card Rewards

• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

Delta SkyMiles® Platinum Business American Express Card Rewards

• Earn 1.5X miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply.

Pros and Cons

Delta SkyMiles® Platinum Business American Express Card

• Pros:
• Generous welcome bonus with miles
• Companion certificate enhances travel value
• Priority boarding on Delta flights
• Flexible rewards on Delta and transit expenses
• No foreign transaction fees

• Cons:
• High annual fee
• Limited to Delta Airlines perks

The World of Hyatt Credit Card

• Pros:
• Lower annual fee
• Complimentary World of Hyatt Discoverist status
• Free night benefit each year
• Good rewards structure for Hyatt stays

• Cons:
• Limited to Hyatt hotels for maximum rewards
• Lower welcome bonus compared to Delta card

Who Should Consider Which Card?

The Delta SkyMiles® Platinum Business American Express Card is best suited for frequent Delta travelers who can maximize the benefits of Delta-specific perks and travel rewards. On the other hand, The World of Hyatt Credit Card appeals to individuals who prefer staying at Hyatt properties and want to earn points for hotel stays, along with complimentary status and free nights.

Conclusion

Ultimately, the choice between the two cards should be based on individual travel habits and spending patterns. Whether you fly frequently with Delta or prefer to stay at Hyatt hotels, evaluating your needs will help you make the best decision for your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”