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Delta SkyMiles® Platinum Business American Express Card vs United Quest℠ Card
This comparison aims to help you decide between the Delta SkyMiles® Platinum Business American Express Card and the United Quest℠ Card. Both cards offer unique benefits tailored to frequent travelers, but they cater to different airline loyalty programs and spending habits.
Delta SkyMiles® Platinum Business American Express Card
The Delta SkyMiles® Platinum Business American Express Card is designed for business owners who frequently fly with Delta Airlines. This card offers a robust rewards structure focused on earning miles, making it ideal for those who want to enhance their travel experience with benefits like companion certificates and priority boarding.
United Quest℠ Card
The United Quest℠ Card is tailored for individuals who are loyal to United Airlines. With a lower annual fee and a strong rewards structure, this card is perfect for travelers who want to earn miles quickly while enjoying perks like free checked bags and purchase credits.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Platinum Business American Express Card | United Quest℠ Card |
|---|---|---|
| Annual Fee | $350 | $250 |
| Welcome Bonus | Earn 70,000 Bonus Miles after spending $6,000 in purchases in the first 6 months. | Earn 60,000 bonus miles and 500 PQP. |
| Rewards Structure | Earn 1.5X miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. | 3x miles on United® purchases, 2x on travel, dining, and select streaming services. |
| Foreign Transaction Fee | None | None |
| Other Fees | Terms and limitations apply. | Terms apply for credits and benefits. |
| Additional Benefits | Companion certificate, 15% miles discount on award travel, $120 Resy Credit, and priority boarding. | Free first and second checked bags, priority boarding, up to $125 United purchase credit. |
Rewards Highlights
Delta SkyMiles® Platinum Business American Express Card
- Earn 70,000 Bonus Miles after spending $6,000 in purchases in the first 6 months.
- 1.5X miles on eligible transit and U.S. shipping purchases.
- Companion Certificate each year after renewal.
- 15% miles discount on award travel through Delta.
- Up to $120 Resy Credit.
United Quest℠ Card
- Earn 60,000 bonus miles and 500 PQP.
- 3x miles on United® purchases.
- 2x miles on dining, select streaming services, and all other travel.
- Free first and second checked bags.
- Up to $125 United purchase credit each year.
Pros and Cons
Delta SkyMiles® Platinum Business American Express Card
- Pros:
- Generous welcome bonus with high spending requirement.
- Companion certificate adds significant value.
- Priority boarding enhances travel experience.
- Cons:
- Higher annual fee compared to competitors.
- Spending requirement for bonus may be challenging for some.
United Quest℠ Card
- Pros:
- Lower annual fee than Delta card.
- Valuable perks like free checked bags and purchase credits.
- Strong rewards on United purchases.
- Cons:
- Lower welcome bonus compared to Delta card.
- Less focus on benefits outside United Airlines.
Who Should Consider Which Card?
If you frequently fly with Delta Airlines and value benefits like companion certificates and priority boarding, the Delta SkyMiles® Platinum Business American Express Card may be the better option for you. However, if you prefer a lower annual fee and are loyal to United Airlines, the United Quest℠ Card could be more aligned with your travel needs.
Conclusion
In summary, both the Delta SkyMiles® Platinum Business American Express Card and the United Quest℠ Card offer valuable rewards and benefits tailored to their respective airline's loyal customers. Consider your travel habits, spending patterns, and which airline you prefer to help you make an informed decision.