Delta SkyMiles® Reserve American Express Card vs IHG One Rewards Traveler Credit Card

This comparison aims to help users decide between the Delta SkyMiles® Reserve American Express Card and the IHG One Rewards Traveler Credit Card. Both cards offer unique benefits tailored to different travel preferences and spending habits.

Card Overviews

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta Airlines travelers looking for premium travel perks, including lounge access, bonus miles, and travel credits. With a focus on Delta Airlines' benefits, this card is ideal for those who fly often with the airline.

IHG One Rewards Traveler Credit Card

The IHG One Rewards Traveler Credit Card is aimed at travelers who prefer staying at IHG Hotels & Resorts. With no annual fee and a robust rewards structure, this card is perfect for those who often visit hotels like InterContinental and Holiday Inn and want to maximize their hotel points.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Reserve American Express Card

• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.

IHG One Rewards Traveler Credit Card

• Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.
• Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants.
• Earn 2 points per $1 spent on all other purchases.

Pros and Cons

Delta SkyMiles® Reserve American Express Card

• Pros:
  • Extensive travel benefits for Delta flyers.
  • Access to Delta Sky Club and The Centurion Lounge.
  • Generous welcome bonus.
  • Companion certificate available annually.
• Cons:
  • High annual fee.
  • Requires significant spending for maximum benefits.

IHG One Rewards Traveler Credit Card

• Pros:
  • No annual fee.
  • Strong rewards structure for hotel stays.
  • Generous welcome bonus.
  • 4th night free on hotel stays.
• Cons:
  • Limited benefits for non-IHG hotel stays.
  • Fewer premium travel perks compared to Delta card.

Who Should Consider Which Card?

• Delta SkyMiles® Reserve American Express Card: Ideal for frequent Delta Airlines travelers who value lounge access and travel perks and are willing to pay a high annual fee for premium benefits.
• IHG One Rewards Traveler Credit Card: Best for travelers who often stay at IHG properties and prefer a no-annual-fee option with a solid rewards structure for hotel stays and everyday spending.

Conclusion

Both the Delta SkyMiles® Reserve American Express Card and the IHG One Rewards Traveler Credit Card offer unique benefits tailored to different travel habits. It's important to evaluate your individual needs and spending patterns to choose the card that best fits your lifestyle and travel goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”