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Delta SkyMiles® Reserve American Express Card vs Southwest Rapid Rewards® Priority Credit Card
This comparison aims to help you decide between the Delta SkyMiles® Reserve American Express Card and the Southwest Rapid Rewards® Priority Credit Card, two popular travel rewards cards tailored for different types of travelers.
Card Overviews
Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta Airlines travelers. It offers premium benefits such as complimentary access to lounges, bonus miles, and other travel perks that enhance the flying experience.
Southwest Rapid Rewards® Priority Credit Card
The Southwest Rapid Rewards® Priority Credit Card caters to those who frequently fly with Southwest Airlines, providing a solid rewards structure and additional benefits that enhance the value of travel with the airline.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Reserve American Express Card | Southwest Rapid Rewards® Priority Credit Card |
|---|---|---|
| Annual Fee | $650 | $149 |
| Welcome Bonus | 70,000 Bonus Miles after spending $5,000 in first 6 months | 50,000 bonus points after spending $1,000 in first 3 months |
| Rewards Structure | 3X Miles on Delta purchases, 1X Miles on all other purchases | 3X points on Southwest® purchases, 2X points on select categories |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Delta Sky Club access, Companion Certificate, various statement credits | Annual travel credit, anniversary points |
Rewards Highlights
- Earn 3X Miles on Delta purchases.
- Earn 1X Miles on all other eligible purchases.
Pros and Cons
Delta SkyMiles® Reserve American Express Card
- Pros:
- Generous welcome bonus of 70,000 bonus miles.
- Access to Delta Sky Club and The Centurion Lounge.
- Companion Certificate for travel with a guest.
- Variety of statement credits for dining and rideshare.
- No foreign transaction fees.
- Cons:
- High annual fee of $650.
- Spending requirement for welcome bonus is relatively high.
Southwest Rapid Rewards® Priority Credit Card
- Pros:
- Lower annual fee of $149.
- Generous welcome bonus of 50,000 bonus points.
- Annual travel credit of $75.
- 7,500 anniversary points each year.
- No foreign transaction fees.
- Cons:
- Fewer premium travel benefits compared to Delta card.
- Rewards structure may be less appealing to non-Southwest travelers.
Who Should Consider Which Card?
- Delta SkyMiles® Reserve American Express Card: Ideal for frequent Delta Airlines travelers who value premium benefits, lounge access, and are willing to pay a higher annual fee for enhanced travel experiences.
- Southwest Rapid Rewards® Priority Credit Card: Best suited for travelers who fly Southwest Airlines often and prefer a lower annual fee while still enjoying solid rewards and benefits.
Conclusion
Ultimately, the choice between the Delta SkyMiles® Reserve American Express Card and the Southwest Rapid Rewards® Priority Credit Card depends on your individual travel habits and financial goals. Consider your preferred airlines, spending patterns, and the types of rewards that matter most to you when making your decision.