Delta SkyMiles® Reserve American Express Card vs The American Express Blue Business Cash™ Card

This comparison aims to help you decide between the Delta SkyMiles® Reserve American Express Card and the The American Express Blue Business Cash™ Card. Both cards offer unique benefits tailored to different spending habits and preferences.

Card Overviews

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta travelers, offering premium travel benefits, airport lounge access, and a robust rewards program specifically for Delta purchases. With a higher annual fee, it targets individuals who travel often and seek luxury and convenience in their travel experiences.

The American Express Blue Business Cash™ Card

The American Express Blue Business Cash™ Card is ideal for small business owners looking for cash back on everyday purchases without an annual fee. It provides flexible spending options and straightforward rewards, catering to users who want to maximize their cash back on business expenditures.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Reserve American Express Card

• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.

The American Express Blue Business Cash™ Card

• Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
• 1% cash back on all eligible purchases after spending $50,000 per calendar year.

Pros and Cons

Delta SkyMiles® Reserve American Express Card

• Pros: Extensive travel benefits, lounge access, strong rewards for Delta purchases.
• Cons: High annual fee, primarily beneficial for Delta travelers.

The American Express Blue Business Cash™ Card

• Pros: No annual fee, flexible cash back rewards, good for small business expenses.
• Cons: Limited to cash back, not focused on travel benefits.

Who Should Consider Which Card?

• The Delta SkyMiles® Reserve American Express Card is ideal for frequent Delta flyers who value travel perks and can take advantage of the extensive benefits it offers.
• The The American Express Blue Business Cash™ Card is better suited for small business owners or individuals who prefer a simple cash back structure without the burden of an annual fee.

Conclusion

Deciding between the Delta SkyMiles® Reserve American Express Card and the The American Express Blue Business Cash™ Card ultimately depends on your individual needs and spending patterns. Consider your travel frequency, preferred rewards structure, and overall financial goals when making your choice.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”