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Delta SkyMiles® Reserve American Express Card vs The New United℠ Business Card
This comparison aims to help you decide between the Delta SkyMiles® Reserve American Express Card and The New United℠ Business Card. Both cards offer unique benefits and rewards structures tailored to different types of travelers.
Card Overviews
Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta flyers who want premium travel benefits, including lounge access and bonus miles. With a high annual fee, it caters to those who prioritize luxury and exclusive perks while traveling.
The New United℠ Business Card
The New United℠ Business Card targets business travelers who fly with United Airlines. With a lower annual fee, it offers substantial bonus miles and rewards for business-related spending, making it an attractive option for those who travel frequently for work.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Reserve American Express Card | The New United℠ Business Card |
|---|---|---|
| Annual Fee | $650 | $150 |
| Welcome Bonus | 70,000 Bonus Miles after $5,000 in eligible purchases in first 6 months | 125,000 bonus miles after $5,000 in purchases in first 3 months |
| Rewards Structure | 3X Miles on Delta purchases, 1X on all other purchases | 2X miles on United purchases, dining, gas stations, and local transit; 1X on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Delta Sky Club access, Companion Certificate, Resy and Rideshare credits | Free first checked bag, United Club passes, travel credit |
Rewards Highlights
- Earn 3X Miles on Delta purchases.
- Earn 1X Miles on all other eligible purchases.
Pros and Cons
Delta SkyMiles® Reserve American Express Card
- Pros: Premium travel benefits, extensive lounge access, Companion Certificate.
- Cons: High annual fee, best suited for frequent Delta flyers.
The New United℠ Business Card
- Pros: Lower annual fee, generous welcome bonus, tailored for business travelers.
- Cons: Limited to United purchases for maximum rewards, fewer luxury benefits.
Who Should Consider Which Card?
- The Delta SkyMiles® Reserve American Express Card is ideal for travelers who frequently fly with Delta and value luxury perks such as lounge access and exclusive benefits.
- The New United℠ Business Card is better suited for business travelers who fly United and want to maximize rewards from everyday business expenses while keeping costs manageable with a lower annual fee.
Conclusion
Ultimately, choosing between the Delta SkyMiles® Reserve American Express Card and The New United℠ Business Card depends on your travel habits and financial goals. Consider which airline you fly more often and what benefits matter most to you before making a decision.