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Delta SkyMiles® Reserve American Express Card
The Platinum Card® from American Express

Delta SkyMiles® Reserve American Express Card vs The Platinum Card® from American Express

This comparison aims to help you decide between the Delta SkyMiles® Reserve American Express Card and The Platinum Card® from American Express. Both cards offer unique benefits geared towards different types of travelers. Below, you will find a detailed overview of each card, followed by a feature comparison and insights on who each card may benefit the most.

Card Overviews

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is tailored for frequent Delta flyers, providing robust benefits that enhance travel experiences with the airline. With a focus on earning miles and lounge access, this card is ideal for those who prioritize air travel with Delta.

The Platinum Card® from American Express

The The Platinum Card® from American Express is designed for luxury travelers seeking a wide array of travel perks. It offers extensive rewards on flights and hotels, as well as access to a vast network of airport lounges, making it perfect for those who value high-end travel experiences.

Detailed Feature Comparison

Feature Delta SkyMiles® Reserve American Express Card The Platinum Card® from American Express
Annual Fee $650 $695
Welcome Bonus 70,000 Bonus Miles after $5,000 spent 80,000 Membership Rewards® Points after $8,000 spent
Rewards Structure 3X Miles on Delta purchases, 1X on others 5X Points on flights & hotels booked through Amex
Foreign Transaction Fee None None
Other Fees None specified None specified
Additional Benefits Delta Sky Club access, Companion Certificate Global Lounge Collection access, various credits

Rewards Highlights

Delta SkyMiles® Reserve American Express Card

  • Earn 3X Miles on Delta purchases.
  • Earn 1X Miles on all other eligible purchases.

The Platinum Card® from American Express

  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
  • Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Pros and Cons

Delta SkyMiles® Reserve American Express Card

  • Pros:
    • Strong rewards on Delta purchases.
    • Comprehensive lounge access with Delta.
    • Companion Certificate each year.
  • Cons:
    • High annual fee.
    • Benefits primarily focused on Delta travelers.

The Platinum Card® from American Express

  • Pros:
    • Extensive rewards on travel bookings.
    • Access to a wide range of lounge options.
    • Multiple statement credits and perks for various services.
  • Cons:
    • Higher annual fee compared to similar cards.
    • Requires significant spending to maximize benefits.

Who Should Consider Which Card?

Choose the Delta SkyMiles® Reserve American Express Card if:

  • You are a frequent Delta flyer.
  • You value Delta Sky Club access.
  • You want to earn miles towards Delta flights.

Choose The Platinum Card® from American Express if:

  • You travel frequently and prefer luxury experiences.
  • You want access to a variety of lounges worldwide.
  • You are interested in earning a broad range of travel rewards.

Conclusion

In summary, the choice between the Delta SkyMiles® Reserve American Express Card and The Platinum Card® from American Express largely depends on your travel habits and preferences. Consider your individual needs and spending patterns to determine which card aligns best with your financial goals and lifestyle.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”