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Delta SkyMiles® Reserve American Express Card
United Club℠ Infinite Card

Delta SkyMiles® Reserve American Express Card vs United Club℠ Infinite Card

This comparison aims to help users decide between the Delta SkyMiles® Reserve American Express Card and the United Club℠ Infinite Card. Both cards offer unique benefits tailored to frequent travelers, particularly those loyal to Delta and United Airlines, respectively. Below, we delve into the details of each card to provide a clearer picture of their features and advantages.

Delta SkyMiles® Reserve American Express Card Overview

The Delta SkyMiles® Reserve American Express Card is designed for Delta loyalists who travel frequently and want to maximize their benefits with Delta Airlines. With a higher annual fee, this card offers extensive perks, including lounge access and bonus miles for Delta purchases.

United Club℠ Infinite Card Overview

The United Club℠ Infinite Card caters to United Airlines travelers, providing a vast array of rewards and benefits, including complimentary access to United Club lounges and bonus miles on United purchases. This card is suitable for those who prioritize travel with United and seek luxurious travel experiences.

Detailed Feature Comparison

Feature Delta SkyMiles® Reserve American Express Card United Club℠ Infinite Card
Annual Fee $650 $525
Welcome Bonus 70,000 Bonus Miles after $5,000 in eligible purchases in the first 6 months 80,000 bonus miles after you spend $5,000 in purchases in the first 3 months
Rewards Structure 3X Miles on Delta purchases, 1X on all other eligible purchases 4X miles on United® purchases, 2X on all other travel and dining, 1X on all other purchases
Foreign Transaction Fee None None
Other Fees None specified None specified
Additional Benefits Various credits, lounge access, upgrade priority United Club membership, free checked bags, Premier Access

Rewards Highlights

Delta SkyMiles® Reserve American Express Card

  • Earn 3X Miles on Delta purchases.
  • Earn 1X Miles on all other eligible purchases.

United Club℠ Infinite Card

  • Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
  • 4x miles on United® purchases.
  • 2x miles on all other travel and dining.
  • 1x mile on all other purchases.

Pros and Cons

Delta SkyMiles® Reserve American Express Card

  • Pros:
    • Extensive travel benefits for Delta flyers.
    • Access to Delta Sky Club lounges.
    • Complimentary Centurion Lounge access.
  • Cons:
    • Higher annual fee.
    • Best suited for Delta loyalists only.

United Club℠ Infinite Card

  • Pros:
    • Includes United Club membership.
    • Lower annual fee compared to Delta card.
    • Generous bonus miles structure.
  • Cons:
    • Benefits are primarily for United travelers.
    • May not appeal to non-United flyers.

Who Should Consider Which Card?

  • Delta SkyMiles® Reserve American Express Card: Ideal for frequent Delta travelers who value lounge access and additional perks like companion tickets and dining credits.
  • United Club℠ Infinite Card: Best for loyal United flyers who want comprehensive airport lounge access and significant rewards on travel and dining purchases.

Conclusion

In choosing between the Delta SkyMiles® Reserve American Express Card and the United Club℠ Infinite Card, consider your travel habits, airline loyalty, and the types of rewards that matter most to you. Each card offers unique benefits that can greatly enhance your travel experience based on your preferences. Evaluate your needs carefully before making a decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”