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Delta SkyMiles® Reserve American Express Card vs World of Hyatt Business Credit Card
This comparison aims to help you decide between the Delta SkyMiles® Reserve American Express Card and the World of Hyatt Business Credit Card. Both cards cater to different lifestyles and travel preferences, making it essential to evaluate their features and benefits to determine which card aligns better with your needs.
Card Overviews
Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta travelers. With its extensive travel benefits, including access to Delta Sky Club lounges and a generous rewards program, it is ideal for those who often fly with Delta and value premium travel experiences.
World of Hyatt Business Credit Card
The World of Hyatt Business Credit Card targets business owners and travelers who frequently stay at Hyatt properties. This card offers significant rewards on Hyatt purchases and additional bonuses in various spending categories, making it a solid choice for those who prioritize hotel loyalty and rewards.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Reserve American Express Card | World of Hyatt Business Credit Card |
|---|---|---|
| Annual Fee | $650 | $199 |
| Welcome Bonus | 70,000 Bonus Miles after spending $5,000 in first 6 months | 60,000 Bonus Points after spending $5,000 in first 3 months |
| Rewards Structure | 3X Miles on Delta purchases, 1X Miles on all other purchases | Up to 9 points total at Hyatt, 2 points on top 3 categories, 1 point on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Access to Delta Sky Club, Companion Certificate, Rideshare and Resy Credits | Hyatt statement credits, Discoverist status, Tier-Qualifying night credits |
Rewards Highlights
- Earn 3X Miles on Delta purchases.
- Earn 1X Miles on all other eligible purchases.
Pros and Cons
Delta SkyMiles® Reserve American Express Card
- Pros:
- Comprehensive travel benefits for Delta flyers.
- Access to exclusive lounges.
- Generous welcome bonus.
- Cons:
- High annual fee.
- Rewards primarily benefit Delta travelers.
World of Hyatt Business Credit Card
- Pros:
- Valuable rewards on Hyatt stays.
- Lower annual fee compared to Delta card.
- Flexible rewards structure across categories.
- Cons:
- Limited benefits outside Hyatt properties.
- Less appealing for non-Hyatt travelers.
Who Should Consider Which Card?
- Consider the Delta SkyMiles® Reserve American Express Card if you:
- Frequently fly with Delta Airlines.
- Value access to airport lounges and premium travel experiences.
- Want to earn miles for Delta flights and related purchases.
- Consider the World of Hyatt Business Credit Card if you:
- Regularly stay at Hyatt hotels.
- Want to earn rewards across various spending categories.
- Are looking for business benefits and statement credits.
Conclusion
Ultimately, choosing between the Delta SkyMiles® Reserve American Express Card and the World of Hyatt Business Credit Card depends on your travel habits and preferences. Evaluate your spending patterns, preferred airlines, and hotel chains to determine which card will provide you with the most value.