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Delta SkyMiles® Reserve Business American Express Card vs The Business Platinum Card® from American Express
This comparison aims to help users decide between the Delta SkyMiles® Reserve Business American Express Card and The Business Platinum Card® from American Express. Both cards offer unique features tailored to different types of business travelers.
Card Overviews
Delta SkyMiles® Reserve Business American Express Card
The Delta SkyMiles® Reserve Business American Express Card is designed for frequent Delta Airlines travelers, offering numerous travel perks, including lounge access, mileage bonuses, and benefits that enhance the flying experience.
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express is geared towards business owners who travel frequently and seek luxury and convenience. With extensive travel rewards, lounge access, and various statement credits, this card caters to high-spending professionals.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Reserve Business American Express Card | The Business Platinum Card® from American Express |
|---|---|---|
| Annual Fee | $650 | $695 |
| Welcome Bonus | Earn 80,000 Bonus Miles after spending $10,000 in purchases in the first 6 months | Earn 150,000 Membership Rewards® points after spending $20,000 in the first 3 months, plus a $500 statement credit after $2,500 on qualifying flights |
| Rewards Structure | Earn 3 miles per dollar on eligible Delta purchases | Earn 5X points for flights and prepaid hotels booked at AmexTravel.com; 1.5X points on eligible purchases at select U.S. businesses |
| Foreign Transaction Fee | None | None |
| Other Fees | Standard fees apply | Standard fees apply |
| Additional Benefits | Lounge access, Companion Certificate, and various travel credits | Airport lounge access, $200 Airline Fee Credit, and up to $1,000 in statement credits |
Rewards Highlights
Delta SkyMiles® Reserve Business American Express Card
- Earn 3 miles per dollar on eligible Delta purchases.
The Business Platinum Card® from American Express
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
- Earn 1.5X points on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year.
- Earn 1X points on other eligible purchases.
Pros and Cons
Delta SkyMiles® Reserve Business American Express Card
- Pros:
- Excellent for Delta Airlines travelers with numerous travel benefits.
- Generous welcome bonus in miles.
- Delta Sky Club access for frequent flyers.
- Cons:
- High annual fee.
- Limited to Delta-related benefits.
The Business Platinum Card® from American Express
- Pros:
- Extensive rewards and benefits for frequent travelers.
- Access to a wide range of airport lounges.
- Multiple statement credits available.
- Cons:
- Higher annual fee compared to other business cards.
- Complex reward structure may not be suitable for all users.
Who Should Consider Which Card?
- Delta SkyMiles® Reserve Business American Express Card: Ideal for businesses and individuals who frequently fly with Delta Airlines and want to maximize their travel experience with loyalty benefits and travel-related perks.
- The Business Platinum Card® from American Express: Best suited for business owners who travel frequently, value luxury travel experiences, and can take advantage of the extensive rewards system and various statement credits.
Conclusion
Both the Delta SkyMiles® Reserve Business American Express Card and The Business Platinum Card® from American Express offer valuable features tailored for different types of travelers. It is essential to assess your individual needs, travel patterns, and spending habits to determine which card aligns best with your financial goals.