IHG One Rewards Premier Business Credit Card vs Marriott Bonvoy Business® American Express® Card

This comparison aims to assist users in deciding between the IHG One Rewards Premier Business Credit Card and the Marriott Bonvoy Business® American Express® Card. Both cards cater to business travelers and frequent hotel guests, offering unique rewards and benefits associated with their respective hotel loyalty programs.

Card Overviews

IHG One Rewards Premier Business Credit Card

The IHG One Rewards Premier Business Credit Card is designed for travelers who frequently stay at IHG properties. With a focus on earning points for hotel stays and providing valuable travel benefits, this card is ideal for business owners and professionals who prioritize accommodations from brands like InterContinental, Crowne Plaza, and Holiday Inn.

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card targets users who regularly book rooms at Marriott hotels. It offers a robust rewards structure for hotel stays and other purchases, making it suitable for business travelers who want to maximize their rewards through the Marriott Bonvoy program.

Detailed Feature Comparison

Rewards Highlights

IHG One Rewards Premier Business Credit Card

• Our Best Points Offer Ever! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants.
• Earn 3 points per $1 spent on all other purchases.

Marriott Bonvoy Business® American Express® Card

• WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.
• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2x points on all other eligible purchases.

Pros and Cons

IHG One Rewards Premier Business Credit Card

• Pros:
  • Strong welcome bonus of up to 200,000 points.
  • Automatic Platinum Elite status.
  • Global Entry/TSA PreCheck credit.
• Cons:
  • Lower annual fee compared to competitors.
  • Limited to IHG properties for maximum rewards.

Marriott Bonvoy Business® American Express® Card

• Pros:
  • Flexible rewards across a wide range of spending categories.
  • 3 Free Night Awards offer significant value.
  • Complimentary Gold Elite status.
• Cons:
  • Higher annual fee than some similar cards.
  • Welcome offer requires higher spending to unlock benefits.

Who Should Consider Which Card?

• The IHG One Rewards Premier Business Credit Card is ideal for business owners and frequent travelers who often stay at IHG properties and want to earn substantial points toward free nights and enjoy premium benefits like automatic elite status.
• The Marriott Bonvoy Business® American Express® Card is a great option for users who prefer Marriott hotels and want to maximize their rewards on a wide variety of spending categories, including dining and gas, while enjoying exclusive perks like Free Night Awards.

Conclusion

In summary, both the IHG One Rewards Premier Business Credit Card and the Marriott Bonvoy Business® American Express® Card offer unique advantages tailored to different travel habits and preferences. Users should consider their individual needs and spending patterns to make an informed decision that aligns with their travel goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”