IHG One Rewards Premier Credit Card vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to help users decide between the IHG One Rewards Premier Credit Card and the Marriott Bonvoy Bevy® American Express® Card. Both cards cater to different types of travelers and offer unique benefits tailored to their respective hotel loyalty programs.

Card Overviews

IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Credit Card is designed for frequent travelers who prefer IHG Hotels & Resorts. With a lower annual fee, this card provides various rewards for hotel stays, dining, and travel-related expenses, making it ideal for budget-conscious travelers.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card is aimed at those who are loyal to the Marriott Bonvoy program. With a higher annual fee, it offers substantial rewards for Marriott stays and dining, catering to travelers who frequently stay at Marriott properties.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Bevy® American Express® Card Rewards

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

IHG One Rewards Premier Credit Card Rewards

• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
• Earn 3 points per $1 spent on all other purchases.

Pros and Cons

IHG One Rewards Premier Credit Card

• Pros:
  • Lower annual fee ($99)
  • Automatic Platinum Elite status
  • Generous rewards structure for IHG stays
  • Anniversary Free Night benefit
• Cons:
  • Limited bonus points offer
  • Less versatile for dining rewards compared to Marriott card

Marriott Bonvoy Bevy® American Express® Card

• Pros:
  • Higher welcome bonus (155,000 points)
  • Greater rewards for dining and supermarket purchases
  • Complimentary Gold Elite status
  • Free Night Award after $15,000 spend
• Cons:
  • Higher annual fee ($250)
  • Spending threshold for free night may be high for some users

Who Should Consider Which Card?

The IHG One Rewards Premier Credit Card is best suited for travelers who frequently stay at IHG properties and appreciate lower fees. It's ideal for those who want to earn points quickly during their stays and enjoy additional perks like free nights.

The Marriott Bonvoy Bevy® American Express® Card is tailored for users who are loyal to the Marriott brand and spend a lot on dining and groceries. The higher annual fee may be justified by its robust rewards and benefits for regular Marriott guests.

Conclusion

Both the IHG One Rewards Premier Credit Card and the Marriott Bonvoy Bevy® American Express® Card offer compelling benefits to different types of travelers. It's essential to consider your individual spending patterns and travel habits to determine which card aligns best with your financial goals and lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”