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IHG One Rewards Premier Credit Card vs Marriott Bonvoy Bold® Credit Card
This comparison aims to help you decide between the IHG One Rewards Premier Credit Card and the Marriott Bonvoy Bold® Credit Card from Chase. Both cards offer unique benefits tailored to travelers, but they cater to different preferences and spending habits.
Card Overviews
IHG One Rewards Premier Credit Card
The IHG One Rewards Premier Credit Card is designed for frequent travelers who prefer staying at IHG Hotels & Resorts. With a focus on earning bonus points for hotel stays and offering valuable perks like a free night stay, this card is ideal for those who prioritize hotel loyalty.
Marriott Bonvoy Bold® Credit Card
The Marriott Bonvoy Bold® Credit Card is perfect for travelers seeking flexibility without an annual fee. With a straightforward rewards structure and no annual fee, this card appeals to those who enjoy Marriott properties and want to earn points on everyday purchases.
Detailed Feature Comparison
| Feature | IHG One Rewards Premier Credit Card | Marriott Bonvoy Bold® Credit Card |
|---|---|---|
| Annual Fee | $99 | $0 |
| Welcome Bonus | Earn 140,000 Bonus Points after spending $3,000 in the first 3 months | Earn 30,000 Bonus Points after spending $1,000 in the first 3 months |
| Rewards Structure | Up to 26 points per $1 at IHG hotels, 5 points on travel, gas, and restaurants; 3 points on other purchases | Up to 14X points at Marriott hotels, 2X points at grocery stores, rideshare, and select services; 1X point on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | N/A | N/A |
| Additional Benefits | Free night stay, automatic Platinum Elite status, Global Entry reimbursement | Pay Yourself Back® feature, no annual fee, travel payment flexibility |
Rewards Highlights
IHG One Rewards Premier Credit Card
- Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
- Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
- Earn 3 points per $1 spent on all other purchases.
Marriott Bonvoy Bold® Credit Card
- Earn up to 14X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy®.
- Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
- 1X point for every $1 spent on all other purchases.
Pros and Cons
IHG One Rewards Premier Credit Card
- Pros:
- Generous welcome bonus
- Free night stay benefit
- Automatic Platinum Elite status
- High rewards rate at IHG hotels
- Cons:
- $99 annual fee
- Requires higher spending for bonus points
Marriott Bonvoy Bold® Credit Card
- Pros:
- No annual fee
- Flexible rewards structure
- Good earning potential on everyday purchases
- Pay Yourself Back® feature
- Cons:
- Lower rewards rate at hotels compared to IHG card
- Smaller welcome bonus
Who Should Consider Which Card?
- IHG One Rewards Premier Credit Card is ideal for:
- Frequent travelers who stay at IHG properties
- Those who can take advantage of the free night benefit
- Individuals who want to earn significant points on hotel stays
- Marriott Bonvoy Bold® Credit Card is suitable for:
- Travelers looking for a no-annual-fee option
- Those who prefer earning points on everyday spending
- Individuals who enjoy the flexibility of redeeming points for travel purchases
Conclusion
Ultimately, the choice between the IHG One Rewards Premier Credit Card and the Marriott Bonvoy Bold® Credit Card depends on your individual travel habits and financial goals. Consider where you stay most often, how you spend your money, and what benefits will be most valuable to you when making your decision.