IHG One Rewards Premier Credit Card vs Marriott Bonvoy Boundless® Credit Card

This comparison aims to assist users in selecting between the IHG One Rewards Premier Credit Card and the Marriott Bonvoy Boundless® Credit Card. Both cards offer unique benefits tailored to frequent travelers, but they cater to different hotel loyalty programs and spending habits.

Card Overviews

IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Credit Card is designed for travelers who frequently stay at IHG Hotels & Resorts. With a robust rewards structure and valuable perks such as automatic Platinum Elite status, this card is ideal for those who prioritize hotel stays with IHG brands.

Marriott Bonvoy Boundless® Credit Card

The Marriott Bonvoy Boundless® Credit Card is perfect for users who enjoy traveling with Marriott’s extensive network of hotels. This card offers significant rewards for hotel stays, as well as additional bonuses for everyday spending, making it a strong choice for Marriott loyalists.

Detailed Feature Comparison

Rewards Highlights

IHG One Rewards Premier Credit Card

• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
• Earn 3 points per $1 spent on all other purchases.

Marriott Bonvoy Boundless® Credit Card

• Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
• Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
• 2X points for every $1 spent on all other purchases.

Pros and Cons

IHG One Rewards Premier Credit Card

• Pros:
• Generous welcome bonus points
• Automatic Platinum Elite status
• Anniversary Free Night
• Global Entry/TSA PreCheck® fee reimbursement

• Cons:
• Annual fee slightly higher than Marriott card
• Rewards mainly focused on IHG Hotels

Marriott Bonvoy Boundless® Credit Card

• Pros:
• Lower annual fee
• Multiple opportunities for free night awards
• No foreign transaction fees

• Cons:
• Less generous welcome bonus compared to IHG card
• Points structure can be less rewarding outside of hotel stays

Who Should Consider Which Card?

The IHG One Rewards Premier Credit Card is ideal for travelers who frequently stay at IHG properties and prefer a card that provides added elite status and travel perks. This card is beneficial for those who value hotel loyalty and rewards.

On the other hand, the Marriott Bonvoy Boundless® Credit Card is suited for users who want to earn rewards across a broader range of spending categories and appreciate the flexibility of earning free night awards. This card is perfect for those who stay at Marriott hotels regularly but also want to earn rewards on everyday purchases.

Conclusion

Both the IHG One Rewards Premier Credit Card and the Marriott Bonvoy Boundless® Credit Card offer valuable benefits and rewards for travelers. When choosing between the two, consider your individual needs, loyalty to specific hotel brands, and spending habits to determine which card aligns best with your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”