IHG One Rewards Premier Credit Card vs The World of Hyatt Credit Card

This comparison aims to help you decide between two popular hotel rewards credit cards: the IHG One Rewards Premier Credit Card and The World of Hyatt Credit Card. Both cards offer unique benefits tailored to frequent travelers, particularly those loyal to IHG and Hyatt hotels, respectively.

Card Overviews

IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Credit Card is designed for travelers who frequently stay at IHG properties. It offers a competitive rewards structure and benefits that enhance the travel experience, particularly for IHG loyalists.

The World of Hyatt Credit Card

The World of Hyatt Credit Card caters to those who prefer Hyatt hotels. It provides substantial rewards on Hyatt stays and various other expenses, making it a solid choice for Hyatt enthusiasts.

Detailed Feature Comparison

Rewards Highlights

IHG One Rewards Premier Credit Card

• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants
• Earn 3 points per $1 spent on all other purchases

The World of Hyatt Credit Card

• Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening
• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships

Pros and Cons

IHG One Rewards Premier Credit Card

• Pros:
• High welcome bonus of 140,000 points
• Automatic Platinum Elite status
• Anniversary free night benefit
• Great rewards on IHG stays
• Cons:
• Annual fee of $99
• Limited to IHG properties for maximum value

The World of Hyatt Credit Card

• Pros:
• Substantial welcome bonus of up to 60,000 points
• Complimentary Discoverist status
• Free night at Category 1-4 Hyatt hotels
• Good rewards on dining and travel purchases
• Cons:
• Annual fee of $95
• Lower maximum points on non-Hyatt stays

Who Should Consider Which Card?

The IHG One Rewards Premier Credit Card is ideal for travelers who frequently stay at IHG properties and want to maximize their rewards with high earning potential on hotel stays, along with additional perks like automatic elite status.

The World of Hyatt Credit Card is best for those who prefer Hyatt hotels and want to earn significant rewards on various purchases, including dining and travel, along with complimentary status and free nights.

Conclusion

When deciding between the IHG One Rewards Premier Credit Card and The World of Hyatt Credit Card, consider your individual travel habits, preferences for hotel brands, and the type of rewards that matter most to you. Each card offers unique benefits that cater to different types of travelers.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”