IHG One Rewards Traveler Credit Card vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to help you decide between the IHG One Rewards Traveler Credit Card and the Marriott Bonvoy Bevy® American Express® Card. Both cards cater to travelers and offer unique benefits tailored to their respective hotel chains. Understanding the features, rewards, and costs associated with each card will assist you in making an informed decision.

Card Overviews

IHG One Rewards Traveler Credit Card

The IHG One Rewards Traveler Credit Card is designed for frequent travelers who stay at IHG Hotels & Resorts. With no annual fee, it offers a straightforward rewards structure for earning points on hotel stays and everyday purchases.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card targets individuals who are loyal to the Marriott Bonvoy program. With a higher annual fee, it provides a robust rewards structure and additional benefits, making it ideal for frequent Marriott guests.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Bevy® American Express® Card

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

IHG One Rewards Traveler Credit Card

• Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.
• Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants.
• Earn 2 points per $1 spent on all other purchases.

Pros and Cons

IHG One Rewards Traveler Credit Card

• Pros:
  • No annual fee
  • Generous rewards on IHG hotel stays
  • No foreign transaction fees
• Cons:
  • Limited to IHG properties for maximum rewards
  • Lower overall rewards compared to Marriott Bonvoy Bevy® Card

Marriott Bonvoy Bevy® American Express® Card

• Pros:
  • High welcome bonus
  • Strong rewards rate across multiple categories
  • Complimentary Gold Elite Status
• Cons:
  • High annual fee
  • Spending requirement for bonus points

Who Should Consider Which Card?

The IHG One Rewards Traveler Credit Card is best for travelers who frequently stay at IHG Hotels & Resorts and want to avoid an annual fee. It is suitable for those who prefer straightforward rewards on their hotel stays and everyday purchases.

On the other hand, the Marriott Bonvoy Bevy® American Express® Card is ideal for loyal Marriott customers who can justify the annual fee with the high rewards potential and additional benefits like elite status and free night awards. It is best for those who frequently dine out and shop at supermarkets.

Conclusion

Both the IHG One Rewards Traveler Credit Card and the Marriott Bonvoy Bevy® American Express® Card offer valuable rewards for travelers, but they cater to different needs. Your choice should be based on your spending habits, loyalty to hotel brands, and financial goals. Take the time to evaluate which card aligns better with your lifestyle to maximize your rewards experience.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”