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IHG One Rewards Traveler Credit Card vs The New United℠ Explorer Card
This comparison aims to assist users in choosing between the IHG One Rewards Traveler Credit Card and The New United℠ Explorer Card. Both cards offer unique benefits tailored to different travel and spending preferences. Below, we will explore their features, rewards, pros and cons, and determine which card might best suit your financial goals.
Card Overviews
IHG One Rewards Traveler Credit Card
The IHG One Rewards Traveler Credit Card is designed for frequent travelers who prefer to stay at IHG hotels. With no annual fee and a generous rewards structure, this card is ideal for those looking to maximize points on hotel stays and everyday purchases.
The New United℠ Explorer Card
The The New United℠ Explorer Card targets travelers who frequently fly with United Airlines. It offers a variety of travel perks, including a free checked bag and access to the United Club, making it suitable for those who prioritize airline benefits and travel rewards.
Detailed Feature Comparison
| Feature | IHG One Rewards Traveler Credit Card | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | $0 | $0 Intro Annual Fee for the First Year, then $150 |
| Welcome Bonus | Earn 80,000 Bonus Points | Earn 80,000 bonus miles after spending $3,000 in the first 3 months |
| Rewards Structure | Earn up to 17 total points per $1 spent at IHG Hotels & Resorts 3 points per $1 on monthly bills, gas, and restaurants 2 points per $1 on all other purchases |
2x miles on United purchases, dining, and hotel stays booked with the hotel 1x mile on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None | None specified |
| Additional Benefits | Redeem 3 Nights, Get the 4th Night Free Redeemable at various IHG Hotels & Resorts |
Priority boarding, 2 complimentary United Club passes annually Free first checked bag, up to $120 Global Entry or TSA PreCheck fee credit |
Rewards Highlights
The New United℠ Explorer Card
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
IHG One Rewards Traveler Credit Card
- Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.
- Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants.
- Earn 2 points per $1 spent on all other purchases.
Pros and Cons
IHG One Rewards Traveler Credit Card
- Pros:
- No annual fee
- High point earning potential at IHG hotels
- No foreign transaction fees
- 4th night free on hotel bookings
- Flexible redemption options
- Cons:
- Limited to IHG hotels for maximum rewards
- Lower earning potential on non-hotel purchases
The New United℠ Explorer Card
- Pros:
- Introductory $0 annual fee
- Free checked bag and priority boarding
- Access to United Club with anniversary passes
- Travel credits for Global Entry/TSA PreCheck
- Cons:
- $150 annual fee after the first year
- Higher earning potential limited to United-related expenses
Who Should Consider Which Card?
- The IHG One Rewards Traveler Credit Card is ideal for travelers who frequently stay at IHG properties or want to earn points on everyday purchases without an annual fee.
- The The New United℠ Explorer Card is best for those who fly often with United Airlines, value airline perks, and can take advantage of travel credits and bonuses.
Conclusion
Both the IHG One Rewards Traveler Credit Card and The New United℠ Explorer Card offer unique benefits tailored to different travel styles. Consider your spending habits, travel preferences, and desired rewards when making a decision. Each card provides valuable perks that can enhance your travel experience.