Ink Business Premier® Credit Card vs Ink Business Unlimited® Credit Card

This comparison aims to assist you in deciding between the Ink Business Premier® Credit Card and the Ink Business Unlimited® Credit Card. Both cards are designed for business owners, but they offer different features and benefits tailored to various spending habits and financial goals.

Card Overviews

Ink Business Premier® Credit Card

The Ink Business Premier® Credit Card provides robust cashback rewards aimed at businesses with higher spending levels. With its unique feature of offering 2.5% cash back on purchases of $5,000 or more, this card is perfect for larger business expenses while also providing travel benefits and protections.

Ink Business Unlimited® Credit Card

The Ink Business Unlimited® Credit Card is designed for business owners who prefer a straightforward approach to earning rewards. With unlimited 1.5% cash back on all purchases and no annual fee, it is ideal for businesses that want to simplify their cash back strategy without sacrificing rewards.

Detailed Feature Comparison

Rewards Highlights

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Unlimited 5% total cash back on travel purchased through Chase Travel℠.
• Unlimited 2.5% total cash back on purchases of $5,000 or more.
• Unlimited 2% cash back on all other business purchases.

Pros and Cons

Ink Business Premier® Credit Card

• Pros:
• High rewards for larger purchases.
• Strong travel benefits.
• Built-in purchase protections.
• Cons:
• High annual fee compared to no-fee cards.
• Requires higher spending to maximize rewards.

Ink Business Unlimited® Credit Card

• Pros:
• No annual fee.
• Simple rewards structure.
• Good for everyday purchases.
• Cons:
• Lower rewards rate compared to the Premier card.
• Less tailored for businesses with larger expenses.

Who Should Consider Which Card?

• The Ink Business Premier® Credit Card is ideal for businesses that frequently make large purchases and want to maximize their rewards, especially in travel expenses.
• The Ink Business Unlimited® Credit Card is better suited for business owners who prefer simplicity, with no annual fee, and a consistent cashback on all purchases.

Conclusion

Both the Ink Business Premier® Credit Card and the Ink Business Unlimited® Credit Card offer valuable features tailored to different business needs. Ultimately, your decision should be guided by your individual spending habits and financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”