Ink Business Premier® Credit Card vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to assist users in deciding between the Ink Business Premier® Credit Card from Chase and the Marriott Bonvoy Bevy® American Express® Card from American Express. Each card has its own unique features, benefits, and target audience, making it important to evaluate them based on your spending habits and preferences.

Card Overviews

Ink Business Premier® Credit Card

The Ink Business Premier® Credit Card is designed for business owners looking to earn cash back on their purchases. With a competitive rewards structure and various additional benefits, this card is ideal for businesses that frequently spend on large purchases and travel. It offers flexibility and tools to manage expenses effectively.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card is tailored for frequent travelers and Marriott loyalists. It offers a robust rewards program for hotel stays and dining, complemented by elite status benefits. This card is perfect for those who prioritize travel rewards and enjoy staying at Marriott properties.

Detailed Feature Comparison

Rewards Highlights

Ink Business Premier® Credit Card Rewards

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Unlimited 5% total cash back on travel purchased through Chase Travel℠.
• Unlimited 2.5% total cash back on purchases of $5,000 or more.
• Unlimited 2% cash back on all other business purchases.

Marriott Bonvoy Bevy® American Express® Card Rewards

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

Pros and Cons

Ink Business Premier® Credit Card Pros and Cons

• Pros:
• High cash back rate on large purchases.
• No foreign transaction fees.
• Flexible payment options for large purchases.
• Comprehensive purchase protections.
• Cons:
• Higher annual fee compared to some business cards.
• Minimum spend for bonus cash back is relatively high.

Marriott Bonvoy Bevy® American Express® Card Pros and Cons

• Pros:
• Generous rewards for hotel stays and meals.
• Complimentary Gold Elite Status.
• Free Night Award available with spending.
• 15 Elite Night Credits towards status.
• Cons:
• Higher annual fee than some competitors.
• Best benefits primarily for Marriott loyalists.

Who Should Consider Which Card?

The Ink Business Premier® Credit Card is well-suited for business owners who frequently make large purchases and travel, seeking cash back rewards with flexible payment options. In contrast, the Marriott Bonvoy Bevy® American Express® Card is ideal for travelers who stay at Marriott properties often, offering substantial rewards and benefits that enhance their travel experience.

Conclusion

Ultimately, choosing between the Ink Business Premier® Credit Card and the Marriott Bonvoy Bevy® American Express® Card depends on your individual spending patterns and financial goals. Consider which rewards and benefits align best with your lifestyle to make an informed decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”