Ink Business Premier® Credit Card vs Marriott Bonvoy Brilliant® American Express® Card

This comparison aims to help users decide between the Ink Business Premier® Credit Card and the Marriott Bonvoy Brilliant® American Express® Card. Both cards offer unique benefits tailored to different spending habits and lifestyles. Below, we will explore their features, rewards, and suitability for various users.

Card Overviews

Ink Business Premier® Credit Card

The Ink Business Premier® Credit Card is designed for business owners who want to maximize their cash back on everyday business purchases. With an attractive rewards structure and travel benefits, this card provides flexibility and significant cash back opportunities for larger purchases.

Marriott Bonvoy Brilliant® American Express® Card

The Marriott Bonvoy Brilliant® American Express® Card is aimed at frequent travelers, particularly those who stay at Marriott properties. It offers extensive rewards on hotel stays and dining, along with premium travel benefits such as elite status and airport lounge access, making it an excellent choice for luxury travelers.

Detailed Feature Comparison

Rewards Highlights

Ink Business Premier® Credit Card Rewards

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Unlimited 5% total cash back on travel purchased through Chase Travel℠.
• Unlimited 2.5% total cash back on purchases of $5,000 or more.
• Unlimited 2% cash back on all other business purchases.

Marriott Bonvoy Brilliant® American Express® Card Rewards

• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines.
• 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.

Pros and Cons

Ink Business Premier® Credit Card

• Pros:
  • Lower annual fee compared to competitors.
  • Strong cash back rewards on large purchases.
  • No foreign transaction fees.
  • Flexibility with large purchases via payment options.
• Cons:
  • Lower rewards rate on smaller purchases.
  • Limited travel perks compared to travel-focused cards.

Marriott Bonvoy Brilliant® American Express® Card

• Pros:
  • High rewards rate on hotel stays.
  • Annual free night award enhances value.
  • Multiple premium travel benefits, including dining credits.
  • Access to airport lounges worldwide.
• Cons:
  • High annual fee may deter some users.
  • Best suited for Marriott loyalists; less value for non-Marriott travelers.

Who Should Consider Which Card?

• Ink Business Premier® Credit Card: Ideal for business owners looking for solid cash back rewards on large purchases and those who seek a lower annual fee with essential travel benefits.
• Marriott Bonvoy Brilliant® American Express® Card: Best for frequent travelers who are loyal to Marriott hotels and want to maximize their rewards on hotel stays, dining, and enjoy premium travel perks.

Conclusion

Choosing between the Ink Business Premier® Credit Card and the Marriott Bonvoy Brilliant® American Express® Card ultimately depends on your individual needs and spending habits. Consider your priorities—whether it’s cash back for business expenses or travel rewards for hotel stays—and select the card that aligns best with your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”