Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Ink Business Premier℠ Credit Card vs Marriott Bonvoy Business® American Express® Card
This comparison aims to help users decide between the Ink Business Premier℠ Credit Card and the Marriott Bonvoy Business® American Express® Card. Both cards offer unique features tailored to different spending habits and business needs.
Card Overviews
Ink Business Premier℠ Credit Card
The Ink Business Premier℠ Credit Card is designed for business owners looking to maximize their cash back rewards. With a high cash back rate on larger purchases and a robust suite of travel benefits, this card is ideal for entrepreneurs who frequently make substantial business expenditures.
Marriott Bonvoy Business® American Express® Card
The Marriott Bonvoy Business® American Express® Card is tailored for frequent travelers, particularly those who stay at Marriott properties. With generous earning potential on hotel stays and dining, along with valuable perks like free night awards, this card is perfect for business owners who prioritize travel rewards.
Detailed Feature Comparison
| Feature | Ink Business Premier℠ Credit Card | Marriott Bonvoy Business® American Express® Card |
|---|---|---|
| Annual Fee | $0 | $125 |
| Welcome Bonus | Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months. | Earn 3 Free Night Awards after you make $6,000 in eligible purchases in the first 6 months. |
| Rewards Structure | 2.5% cash back on purchases of $5,000 or more; 2% on all other purchases. | 6x points at Marriott, 4x points at restaurants, U.S. gas stations, and for shipping; 2x points on other purchases. |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | Terms apply |
| Additional Benefits | Trip Cancellation Insurance, Purchase Protection, Cell Phone Protection. | Complimentary Gold Elite Status, 1 Free Night Award annually, and additional Free Night Award after $60K spent. |
Rewards Highlights
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
Pros and Cons
Ink Business Premier℠ Credit Card
- Pros:
- High cash back rates on large purchases.
- No annual fee.
- Flexible payment options for qualifying purchases.
- Strong travel benefits.
- Cons:
- Welcome bonus requires a high spending threshold.
- Limited rewards on smaller purchases.
Marriott Bonvoy Business® American Express® Card
- Pros:
- Generous welcome offer with free night awards.
- High earning potential on hotel stays.
- Complimentary Gold Elite Status.
- Annual free night award after renewal.
- Cons:
- Annual fee of $125.
- Requires significant spending to unlock additional rewards.
Who Should Consider Which Card?
The Ink Business Premier℠ Credit Card is ideal for business owners who frequently make large purchases and want to earn cash back on those expenses. It suits those looking for flexibility in payment options and robust protections.
The Marriott Bonvoy Business® American Express® Card is perfect for travelers who prefer Marriott hotels and want to maximize their rewards on hotel stays and dining experiences. This card benefits those who travel frequently and appreciate travel perks.
Conclusion
Choosing between the Ink Business Premier℠ Credit Card and the Marriott Bonvoy Business® American Express® Card ultimately depends on your spending habits and business needs. Consider your typical expenses and whether cash back or travel rewards align better with your financial goals.