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Marriott Bonvoy Bold® Credit Card vs Marriott Bonvoy Business® American Express® Card
This comparison aims to help you decide between the Marriott Bonvoy Bold® Credit Card from Chase and the Marriott Bonvoy Business® American Express® Card. Each card offers unique features and benefits tailored to different types of users and spending habits.
Card Overviews
Marriott Bonvoy Bold® Credit Card
The Marriott Bonvoy Bold® Credit Card is designed for budget-conscious travelers who want to maximize their rewards without an annual fee. With a focus on earning Marriott Bonvoy points, this card is ideal for those who frequently stay at Marriott properties.
Marriott Bonvoy Business® American Express® Card
The Marriott Bonvoy Business® American Express® Card caters to business owners and frequent travelers looking for premium rewards and benefits. With a moderate annual fee, this card provides enhanced earning potential and additional perks that can benefit business-related travel.
Detailed Feature Comparison
| Feature | Marriott Bonvoy Bold® Credit Card | Marriott Bonvoy Business® American Express® Card |
|---|---|---|
| Annual Fee | $0 | $125 |
| Welcome Bonus | 30,000 Bonus Points after spending $1,000 in the first 3 months | 3 Free Night Awards after spending $6,000 in the first 6 months |
| Rewards Structure | Up to 14X points at Marriott, 2X points at select categories, 1X on other purchases | 6X points at Marriott, 4X points at select categories, 2X on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None | None |
| Additional Benefits | Travel now, pay later; Pay Yourself Back® | 7% discount on eligible bookings; Complimentary Gold Elite Status |
Rewards Highlights
Marriott Bonvoy Bold® Credit Card Rewards
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
Marriott Bonvoy Business® American Express® Card Rewards
- Earn up to 14X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy®.
- Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
- 1X point for every $1 spent on all other purchases.
Pros and Cons
Marriott Bonvoy Bold® Credit Card Pros and Cons
- Pros:
- No annual fee
- Generous welcome bonus
- Flexible point redemption options
- Cons:
- Fewer premium benefits compared to business card
- Lower earning potential on non-Marriott purchases
Marriott Bonvoy Business® American Express® Card Pros and Cons
- Pros:
- High point earning potential, especially for business expenses
- Free night awards and elite status
- Additional discounts on bookings
- Cons:
- Annual fee of $125
- Higher spending requirement for welcome bonus
Who Should Consider Which Card?
The Marriott Bonvoy Bold® Credit Card is ideal for occasional travelers or those who want to earn rewards without paying an annual fee. It's great for users who prefer to stay at Marriott hotels but may not travel frequently enough to justify a premium card.
The Marriott Bonvoy Business® American Express® Card is better suited for frequent travelers or business owners who can take advantage of the card's earning potential and additional rewards. It's a good choice for users who travel often for business and prefer to maximize their rewards and benefits.
Conclusion
Ultimately, the decision between the Marriott Bonvoy Bold® Credit Card and the Marriott Bonvoy Business® American Express® Card should be based on your individual needs and spending patterns. Consider how often you travel, where you prefer to stay, and the types of purchases you make to determine which card aligns better with your lifestyle.