Marriott Bonvoy Bold® Credit Card vs The Business Platinum Card® from American Express

This comparison aims to assist users in deciding between the Marriott Bonvoy Bold® Credit Card and The Business Platinum Card® from American Express. Each card offers unique features and benefits, catering to different financial goals and spending habits.

Card Overviews

Marriott Bonvoy Bold® Credit Card

The Marriott Bonvoy Bold® Credit Card is designed for travelers who frequently stay at Marriott properties. With no annual fee, this card offers a straightforward rewards structure focused on earning points for hotel stays and everyday purchases.

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express is tailored for business owners who value premium travel perks and extensive rewards on business-related expenditures. It comes with a higher annual fee but offers substantial benefits, including airport lounge access and generous rewards on travel bookings.

Detailed Feature Comparison

Rewards Highlights

The Business Platinum Card® from American Express:

• Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• Earn 1X points on other eligible purchases.

Marriott Bonvoy Bold® Credit Card:

• Earn up to 14X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy®.
• Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
• 1X point for every $1 spent on all other purchases.

Pros and Cons

Marriott Bonvoy Bold® Credit Card

• Pros:
  • No annual fee
  • Generous rewards on hotel stays
  • Flexible travel payment options
• Cons:
  • Lower welcome bonus compared to premium cards
  • Fewer premium travel benefits

The Business Platinum Card® from American Express

• Pros:
  • Extensive travel perks and benefits
  • High welcome bonus and rewards rate
  • Access to airport lounges worldwide
• Cons:
  • High annual fee
  • Minimum spending requirement for bonuses

Who Should Consider Which Card?

The Marriott Bonvoy Bold® Credit Card is ideal for those who frequently stay at Marriott hotels and want to earn rewards without an annual fee. In contrast, The Business Platinum Card® from American Express is better suited for business owners looking for premium travel benefits and are willing to pay an annual fee for extensive rewards and perks.

Conclusion

When choosing between the two cards, consider your individual spending patterns, travel habits, and financial goals. Each card has its unique strengths that cater to different user needs, so assess what features align best with your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”