Marriott Bonvoy Boundless® Credit Card vs Marriott Bonvoy Business® American Express® Card

This comparison aims to help you decide between the Marriott Bonvoy Boundless® Credit Card and the Marriott Bonvoy Business® American Express® Card. Both cards offer unique benefits tailored for different types of users looking to maximize their rewards with Marriott Bonvoy.

Card Overviews

Marriott Bonvoy Boundless® Credit Card

The Marriott Bonvoy Boundless® Credit Card is designed for individuals who frequently stay at Marriott properties. With a lower annual fee and valuable rewards, it is ideal for casual travelers and Marriott loyalists who want to earn points towards free nights and elite status.

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card caters to business owners and professionals who travel for work. It offers enhanced rewards for business-related purchases and additional benefits such as discounts on bookings and complimentary Gold Elite status.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Boundless® Credit Card

• Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
• Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
• 2X points for every $1 spent on all other purchases.

Marriott Bonvoy Business® American Express® Card

• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2x points on all other eligible purchases.

Pros and Cons

Marriott Bonvoy Boundless® Credit Card

• Pros:
• Lower annual fee compared to the Business card.
• Generous welcome bonus with Free Night Awards.
• Automatic Silver Elite status and 15 Elite Night Credits.
• No foreign transaction fees.
• Ideal for casual travelers.

• Cons:
• Less reward potential for business-related expenses.
• Lower points earning rate on general purchases compared to the Business card.

Marriott Bonvoy Business® American Express® Card

• Pros:
• Higher points earning rate on hotel stays and dining.
• Discounts on eligible bookings.
• Complimentary Gold Elite status.
• More robust rewards structure for business expenses.

• Cons:
• Higher annual fee.
• More complex rewards structure may not appeal to casual users.

Who Should Consider Which Card?

The Marriott Bonvoy Boundless® Credit Card is ideal for individuals who travel occasionally and prefer a straightforward rewards structure with a lower annual fee. On the other hand, the Marriott Bonvoy Business® American Express® Card is better suited for frequent business travelers who can take advantage of higher rewards on work-related spending and additional benefits tailored for business needs.

Conclusion

Ultimately, your choice between the Marriott Bonvoy Boundless® Credit Card and the Marriott Bonvoy Business® American Express® Card should be guided by your individual spending habits and travel preferences. By evaluating the features and benefits of each card, you can make an informed decision that aligns with your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”