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Comparison between Marriott Bonvoy Brilliant® American Express® Card and The Business Platinum Card® from American Express
This comparison aims to help users decide between the Marriott Bonvoy Brilliant® American Express® Card and The Business Platinum Card® from American Express. Both cards cater to different audiences with unique benefits and features, making it essential to evaluate which card aligns better with individual spending habits and travel preferences.
Card Overviews
Marriott Bonvoy Brilliant® American Express® Card
The Marriott Bonvoy Brilliant® American Express® Card is designed for frequent travelers who enjoy staying at Marriott properties. It offers a wealth of rewards and benefits tailored for hotel stays, dining, and travel perks, making it ideal for those who prioritize luxury accommodations and experiences.
The Business Platinum Card® from American Express
The The Business Platinum Card® from American Express is tailored for business owners and entrepreneurs looking to maximize their rewards on business-related expenses. With extensive travel benefits and earning potential, it serves those aiming to optimize their business spending while enjoying premium travel perks.
Detailed Feature Comparison
| Feature | Marriott Bonvoy Brilliant® American Express® Card | The Business Platinum Card® from American Express |
|---|---|---|
| Annual Fee | $650 | $695 |
| Welcome Bonus | 185,000 Marriott Bonvoy® points after $6,000 in purchases in the first 6 months | 150,000 Membership Rewards® points after $20,000 in purchases in the first 3 months, plus a $500 statement credit after $2,500 on qualifying flights |
| Rewards Structure | 6X points at Marriott hotels, 3X at restaurants and flights, 2X on other purchases | 5X points for flights, hotels, and short-term rentals at AmexTravel.com; 1.5X on eligible purchases at select categories; 1X on others |
| Foreign Transaction Fee | None | None |
| Other Fees | $50 deductible for cell phone protection claims | $199 CLEAR® Plus Credit; potential enrollment fees apply |
| Additional Benefits | Dining credits, free night awards, elite status perks, Priority Pass Select | Global Lounge Collection access, airline fee credits, tech and wireless credits |
Rewards Highlights
Marriott Bonvoy Brilliant® American Express® Card Rewards
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
- 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines.
- 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
The Business Platinum Card® from American Express Rewards
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Earn 1X points on other eligible purchases.
Pros and Cons
Marriott Bonvoy Brilliant® American Express® Card Pros
- Extensive rewards on Marriott purchases and at restaurants.
- Generous welcome bonus with bonus points.
- Free night award each year after renewal.
- Dining credits and elite status perks.
- No foreign transaction fees.
Marriott Bonvoy Brilliant® American Express® Card Cons
- High annual fee.
- Primarily benefits those who stay at Marriott hotels.
The Business Platinum Card® from American Express Pros
- Access to a wide range of airport lounges.
- Significant rewards on business-related expenses.
- Multiple statement credits for various business purchases.
- Flexible points redemption options.
- No foreign transaction fees.
The Business Platinum Card® from American Express Cons
- High annual fee.
- Welcome bonus requires significant spending.
Who Should Consider Which Card?
The Marriott Bonvoy Brilliant® American Express® Card is ideal for individuals who frequently stay at Marriott properties and enjoy dining out. It offers substantial rewards for hotel stays and elite status perks that enhance travel experiences.
The The Business Platinum Card® from American Express is best suited for business owners who want to maximize their rewards on business expenses while enjoying premium travel benefits. Its extensive rewards structure and travel perks cater to those who travel frequently for work.
Conclusion
In conclusion, both the Marriott Bonvoy Brilliant® American Express® Card and The Business Platinum Card® from American Express offer unique advantages tailored to different user needs. Consider your individual spending patterns and travel habits to determine which card aligns best with your financial goals.