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Marriott Bonvoy Brilliant® American Express® Card vs The World of Hyatt Credit Card
This comparison aims to assist users in deciding between the Marriott Bonvoy Brilliant® American Express® Card and The World of Hyatt Credit Card. Both cards cater to travelers and offer unique benefits, making it essential to evaluate their features, rewards, and costs.
Card Overviews
Marriott Bonvoy Brilliant® American Express® Card
The Marriott Bonvoy Brilliant® American Express® Card is designed for frequent travelers who prioritize luxury hotel experiences. With a high annual fee, this card offers extensive rewards and benefits, including elite status, dining credits, and free night awards.
The World of Hyatt Credit Card
The The World of Hyatt Credit Card is ideal for loyal Hyatt customers who enjoy hotel stays and dining options. With a significantly lower annual fee, this card offers solid earning potential in the Hyatt ecosystem, along with valuable status benefits and free night awards.
Detailed Feature Comparison
| Feature | Marriott Bonvoy Brilliant® American Express® Card | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $650 | $95 |
| Welcome Bonus | Earn 185,000 points after spending $6,000 in the first 6 months | Earn up to 60,000 points ($30,000 after spending $3,000 in the first 3 months) |
| Rewards Structure | 6X on Marriott hotels, 3X at restaurants and airlines, 2X on other purchases | Up to 9 points total on Hyatt stays, 2 points on dining, transit, and gyms |
| Foreign Transaction Fee | None | None |
| Other Fees | $100 property credit, other benefits may apply | Free night awards, tier qualifying credits |
| Additional Benefits | Dining credits, elite status, free night award, airport lounge access | Free night, tier credits, Discoverist status |
Rewards Highlights
Marriott Bonvoy Brilliant® American Express® Card
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
- 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines.
- 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
The World of Hyatt Credit Card
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
Pros and Cons
Marriott Bonvoy Brilliant® American Express® Card
- Pros:
- Extensive rewards for Marriott stays and dining.
- Free night award annually.
- Access to elite status benefits.
- Dining credits help offset the annual fee.
- Cons:
- High annual fee.
- Requires significant spending to maximize benefits.
The World of Hyatt Credit Card
- Pros:
- Lower annual fee.
- Good earning potential for Hyatt loyalists.
- Free night award and tier credits.
- Cons:
- Lower overall rewards compared to Marriott card for non-Hyatt spending.
- Limited benefits outside the Hyatt ecosystem.
Who Should Consider Which Card?
- Marriott Bonvoy Brilliant® American Express® Card: Ideal for frequent travelers who stay at Marriott properties and desire luxury benefits, dining credits, and elite status perks.
- The World of Hyatt Credit Card: Suitable for loyal Hyatt customers looking for a lower annual fee, solid rewards on Hyatt stays, and additional perks like free night awards.
Conclusion
Choosing between the Marriott Bonvoy Brilliant® American Express® Card and The World of Hyatt Credit Card ultimately depends on your individual travel habits, spending patterns, and preferences. Consider how often you stay at each hotel chain and the types of rewards and benefits that align with your goals.