Marriott Bonvoy Business® American Express® Card vs The Business Platinum Card® from American Express

This comparison aims to help users decide between the Marriott Bonvoy Business® American Express® Card and The Business Platinum Card® from American Express. Both cards offer unique benefits and features tailored for different types of users, especially business owners and travelers.

Card Overviews

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is designed for business owners who frequently stay at Marriott properties. It offers excellent rewards on hotel stays, dining, and other business-related expenses, making it ideal for those looking to maximize their travel rewards.

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express is tailored for high-spending business professionals who travel frequently. It provides extensive travel benefits, premium rewards, and access to exclusive airport lounges, making it suitable for those seeking luxury and convenience in their business travels.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Business® American Express® Card Rewards

• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2x points on all other eligible purchases.

The Business Platinum Card® from American Express Rewards

• Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at U.S. construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• Earn 1X points on other eligible purchases.

Pros and Cons

Marriott Bonvoy Business® American Express® Card

• Pros:
  • Lower annual fee compared to The Business Platinum Card
  • Strong rewards for Marriott stays and dining
  • Free Night Awards and Gold Elite Status
  • No foreign transaction fees
• Cons:
  • Limited rewards outside of Marriott spending
  • Less valuable for frequent flyers

The Business Platinum Card® from American Express

• Pros:
  • Extensive travel benefits and premium rewards
  • Access to airport lounges and travel credits
  • High rewards potential on flights and hotels
  • No foreign transaction fees
• Cons:
  • High annual fee
  • Welcome bonus requires significant spending

Who Should Consider Which Card?

• The Marriott Bonvoy Business® American Express® Card is ideal for business owners who frequently travel and stay at Marriott hotels, dine out often, and prefer lower fees.
• The Business Platinum Card® from American Express is better suited for high-spending professionals who travel often, value premium services, and can take advantage of the extensive travel benefits and rewards structure.

Conclusion

When deciding between the Marriott Bonvoy Business® American Express® Card and The Business Platinum Card® from American Express, consider your individual needs and spending patterns. If you prioritize hotel rewards and lower fees, the Marriott card may be the right choice. However, if you seek comprehensive travel benefits and luxury perks, the Business Platinum Card could be more beneficial.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”